PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the House Committee on Education and the Workforce.
Congressional Research Service
Version 00 · Introduced in House · Jun 20, 2017
Know Your Repayment Options Act
This bill amends the Higher Education Act of 1965 to require the Department of Education (ED) to annually give federal student loan borrowers who have graduated or departed from school detailed information, including monthly amount and lifetime payment amount, for each repayment option available to the borrower. To provide this individualized information to borrowers, ED must establish a process for annual verification of the borrower's annual income and the outstanding balance of principal and interest due on federal loans. Borrowers may opt out of being provided this information.
People & committees
Rep. Swalwell, Eric [D-CA-15] · D–CA
Legislative record
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Referred to the House Committee on Education and the Workforce.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Aug 11, 2025. Consult Congress.gov for the current record.
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Analyze H.R.2968 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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