Referred to the Subcommittee on Consumer Credit and Insurance.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Jul 27, 1993
Insurance Anti-Redlining Act of 1993 - Requires certain designated sellers of insurance to submit annually to the Secretary of Commerce (the Secretary) specified information regarding where and to whom they have sold insurance. Directs the Secretary to establish publicly accessible central depositories of such information. Directs the Secretary to promulgate regulations to ensure that the termination practices used for agents who handle either private mortgage, property, or casualty insurance do not result in unfair discrimination against such agents because of either their geographic locations or that of their clients. Directs the Secretary to: (1) compile annually for each Metropolitan Statistical Area (MSA) aggregate data by census tract regarding certain designated insurers; and (2) produce tables for each MSA indicating aggregate insurance underwriting patterns for various categories of census tracts grouped according to location, age of property, income level, and racial characteristics.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 26, 2025. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.2753 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
View full prompt & sources
Fairness and public impact
Progressive lens
Examine H.R.2753 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
View full prompt & sources
Institutions and government scope
Conservative lens
Examine H.R.2753 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
View full prompt & sources
Individual rights and government power
Liberty lens
Examine H.R.2753 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.