Referred to the Subcommittee on Commercial and Administrative Law.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Nov 20, 1995
Mom and Pop Protection Act - Authorizes the Attorney General to provide grants to States to establish a loan program for convenience store owners (owners) to install security devices and improve safety in convenience stores. Directs the State to determine a repayment schedule of not more than five years and an interest rate not to exceed three percent for owners to cover administrative expenses for the State. Requires that, to receive a grant, the chief executive officer (CEO) of a State submit an application that includes an assurance that the State shall develop a process of certification and review to ensure that funds received are used only for the purpose of installing safety devices in convenience stores. Sets forth provisions regarding: (1) owner eligibility for loans, including a requirement that a State receiving a grant receive not less than $200,000; and (2) uses of funds (for a video security system capable of 24-hour surveillance, a drop safe or cash management device with restricted access and posters indicating that not more than $50 is accessible to store personnel, a silent alarm system to alert local law enforcement officers, and height markers at store exits). Directs: (1) the Attorney General, by notice in the Federal Register, to terminate the State loan program upon determining that a sufficient number of eligible convenience stores has had the opportunity to apply for a loan from a State; (2) the State to provide notice to owners regarding such termination; and (3) that any funds, excluding the amount of interest collected, that a State receives as repayment from an owner after the date that the Attorney General terminates the State loan program be used by such State for law enforcement purposes. Requires the CEO of a State that receives a grant under this Act to submit an annual report to the Attorney General regarding the number of loans, locations, amounts, terms, and repayment record of convenience stores in such State that receive funds under this Act. Authorizes appropriations.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 21, 2025. Consult Congress.gov for the current record.
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