PlainBillCongress, translated.Legislation. Context. Public interest.
H.R.2610 / 116th Congress

Fraud and Scam Reduction Act

Message on Senate action sent to the House.

Official summary

Version 55 · Passed Senate · Dec 17, 2020

Fraud and Scam Reduction Act

This bill expands activities to address mail, telephone, and internet fraud, particularly such scams targeting older adults.

The bill establishes a Senior Scams Prevention Advisory Group, which must create model educational materials to educate employees of retailers, financial-services companies, and wire-transfer companies on how to identify and prevent scams that affect older adults.

Further, the Federal Trade Commission (FTC) must establish an advisory office in the Bureau of Consumer Protection to assist the FTC in monitoring scams targeting older adults, educating consumers, and receiving complaints.

Read the summary on Congress.gov
PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

Who introduced it

Rep. Blunt Rochester, Lisa [D-DE-At Large] · D–DE

Committees

  • Commerce, Science, and Transportation Committee
  • Energy and Commerce Committee
34 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Message on Senate action sent to the House.

  2. Passed Senate with an amendment by Voice Vote. (text of amendment in the nature of a substitute: CR S7638-7639)

  3. Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.

  4. Measure laid before Senate by unanimous consent. (consideration: CR S7638-7639)

  5. Senate Committee on Commerce, Science, and Transportation discharged by Unanimous Consent.

  6. Senate Committee on Commerce, Science, and Transportation discharged by Unanimous Consent.

  7. Received in the Senate and Read twice and referred to the Committee on Commerce, Science, and Transportation.

  8. Motion to reconsider laid on the table Agreed to without objection.

  9. On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5827-5829)

  10. Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H5827-5829)

  11. DEBATE - The House proceeded with forty minutes of debate on H.R. 2610.

  12. Considered under suspension of the rules. (consideration: CR H5827-5831)

  13. Mr. Pallone moved to suspend the rules and pass the bill, as amended.

  14. Placed on the Union Calendar, Calendar No. 488.

  15. Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 116-590.

  16. Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 116-590.

  17. Ordered to be Reported (Amended) by Voice Vote.

  18. Committee Consideration and Mark-up Session Held.

  19. Referred to the Subcommittee on Consumer Protection and Commerce.

  20. Referred to the House Committee on Energy and Commerce.

  21. Introduced in House

  22. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: Sep 8, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.R.2610 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine H.R.2610 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine H.R.2610 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine H.R.2610 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources