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H.R.2332 / 117th Congress

Debt Bondage Repair Act

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Official summary

Version 53 · Passed House · Jun 15, 2021

Debt Bondage Repair Act

This bill prohibits a consumer reporting agency from reporting adverse credit information about a consumer that is the result of severe human trafficking or sex trafficking. A court of competent jurisdiction or a federal or state government entity must determine that the consumer is a victim of trafficking.

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Who introduced it

Rep. McHenry, Patrick T. [R-NC-10] · R–NC

Committees

  • Banking, Housing, and Urban Affairs Committee
  • Financial Services Committee
5 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  2. Pursuant to section 8 of H. Res. 473, and the motion offered by Mr. McGovern, the following bills passed under suspension of the rules: H.R. 293; H.R. 587; H.R. 610, as amended; H.R. 1144, as amended; H.R. 1703, as amended; H.R. 1921; H.R. 2008; H.R. 2332, as amended; H.R. 2545; and H.R. 3642, as amended. (consideration: CR H2792-2799; text: CR H2797)

  3. Passed/agreed to in House: Pursuant to section 8 of H. Res. 473, and the motion offered by Mr. McGovern, the following bills passed under suspension of the rules: H.R. 293; H.R. 587; H.R. 610, as amended; H.R. 1144, as amended; H.R. 1703, as amended; H.R. 1921; H.R. 2008; H.R. 2332, as amended; H.R. 2545; and H.R. 3642, as amended.(consideration: CR H2792-2799; text: CR H2797)

  4. Pursuant to the provisions of H. Res. 473, proceedings on H.R. 2332 are considered vacated.

  5. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  6. DEBATE - The House proceeded with forty minutes of debate on H.R. 2332.

  7. Considered under suspension of the rules. (consideration: CR H2785-2787; text: CR H2785)

  8. Ms. Waters moved to suspend the rules and pass the bill, as amended.

  9. Referred to the House Committee on Financial Services.

  10. Introduced in House

  11. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

Source last updated: May 28, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.2332 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.2332 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.2332 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.2332 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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