Veterans' Insurance Reform Act of 1995

For Further Action See H.R.2843.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Aug 1, 1995

Veterans' Insurance Reform Act of 1995 - Redesignates the Servicemen's Group Life Insurance program as the Servicemembers' Group Life Insurance (SGLI) program. Merges the Retired Reservists' Servicemembers' Group Life Insurance program into the Veterans' Group Life Insurance (VGLI) program. Extends the VGLI program to members of the Ready Reserve who retire with less than 20 years of service. Authorizes an insured under: (1) the VGLI program to convert such policy to an individual policy of life insurance with a commercial insurance company at any time; and (2) the SGLI program to convert to such an individual policy upon separation from service.

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People & committees

Who introduced it

Rep. Stump, Bob [R-AZ-3] · R–AZ

Committees

Veterans' Affairs Committee

2 cosponsorship records, including any withdrawals

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Jan 4, 1996
For Further Action See H.R.2843.
Oct 12, 1995
Subcommittee Hearings Held.
Sep 15, 1995
Referred to the Subcommittee on Compensation, Pension, Insurance and Memorial Affairs.
Aug 1, 1995
Referred to the House Committee on Veterans' Affairs.
Aug 1, 1995
Introduced in House
Aug 1, 1995
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Aug 1, 1995 Formatted Text PDF

Related bills identified by Congress.gov

HR 2843 · Veterans' Insurance Reform Act of 1995

Source last updated: Aug 21, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.2156 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.2156, 104th Congress: Veterans' Insurance Reform Act of 1995

Official record: https://www.congress.gov/bill/104th-congress/house-bill/2156

Text version to examine: Introduced in House · 1995-08-01.

Official full text: https://www.congress.gov/104/bills/hr2156/BILLS-104hr2156ih.htm

Imported record last updated by the source: 2025-08-21T20:16:07Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.2156 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.2156 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources

Discuss H.R.2156, 104th Congress: Veterans' Insurance Reform Act of 1995

Official record: https://www.congress.gov/bill/104th-congress/house-bill/2156

Text version to examine: Introduced in House · 1995-08-01.

Official full text: https://www.congress.gov/104/bills/hr2156/BILLS-104hr2156ih.htm

Imported record last updated by the source: 2025-08-21T20:16:07Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.2156 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.2156 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.R.2156, 104th Congress: Veterans' Insurance Reform Act of 1995

Official record: https://www.congress.gov/bill/104th-congress/house-bill/2156

Text version to examine: Introduced in House · 1995-08-01.

Official full text: https://www.congress.gov/104/bills/hr2156/BILLS-104hr2156ih.htm

Imported record last updated by the source: 2025-08-21T20:16:07Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.2156 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.2156 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.R.2156, 104th Congress: Veterans' Insurance Reform Act of 1995

Official record: https://www.congress.gov/bill/104th-congress/house-bill/2156

Text version to examine: Introduced in House · 1995-08-01.

Official full text: https://www.congress.gov/104/bills/hr2156/BILLS-104hr2156ih.htm

Imported record last updated by the source: 2025-08-21T20:16:07Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.2156 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.