PlainBillCongress, translated.Legislation. Context. Public interest.Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Congressional Research Service
Version 00 · Introduced in House · Apr 25, 2017
Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEARR Act of 2017
This bill
exempts small banks from certain mortgage escrow requirements and from mandatory disclosures of loan servicing transfers;
exempts small mortgage loans from specified property appraisal requirements;
requires federal banking agencies to revise regulations regarding capital requirements for mortgage servicing assets;
modifies the authority of the Consumer Financial Protection Bureau (CFPB) over unfair, deceptive, or abusive acts;
limits the institutions over which the CFPB has a supervisory role;
limits prohibitions on discrimination under the Equal Credit Opportunity Act and the Fair Housing Act to intentional acts;
modifies certain mortgage loan recordkeeping and disclosure requirements;
limits the authority of a federal banking agency to request or order a deposit institution to terminate a customer account;
limits the liability of creditors and mortgage originators for violating certain ability-to-pay requirements; and
otherwise modifies provisions related to financial institutions.
People & committees
Rep. Luetkemeyer, Blaine [R-MO-3] · R–MO
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We currently store references to these documents.
Source last updated: Aug 11, 2025. Consult Congress.gov for the current record.
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