Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Jun 1, 2011
Homeowners Flood Insurance Awareness Act - Amends the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency (FEMA) to publicize determinations of proposed flood elevations (including during the 90-day period for appeals) by notifying: (1) a prominent local television and radio station, and (2) each Member of the House of Representatives and each Senator that represents any part of such community.
Requires the Administrator to extend the 90-day period for appeals for 90 additional days if an affected community certifies that it: (1) believes there are property owners or lessees in the community who are unaware of such period for appeals, and (2) will use such extension to notify affected property owners or lessees of the period for appeals and the opportunity to appeal the proposed determinations.
Allows reimbursement of expenses for the services of surveyors, engineers, or similar services (but not legal services) incurred in effecting a successful petition to dispute the designation of a property as being located in an area with a special flood hazard.
Showing the opening paragraphs of the official summary.
Read full official summaryShow less
Directs the Administrator to: (1) revise annually each flood insurance rate map to permanently remove any property whose owner or lessee (or a community) successfully petitions to remove the designation of such property as being located in an area with a special flood hazard, and (2) ensure that each such map indicates no history of such property being designated as located in a special flood hazard area.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 14, 2025. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.2078 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
View full prompt & sources
Fairness and public impact
Progressive lens
Examine H.R.2078 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
View full prompt & sources
Institutions and government scope
Conservative lens
Examine H.R.2078 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
View full prompt & sources
Individual rights and government power
Liberty lens
Examine H.R.2078 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.