PlainBillCongress, translated.Legislation. Context. Public interest.Ordered to be Reported (Amended) by the Yeas and Nays: 40 - 0.
Congressional Research Service
No official summary is available in the imported record yet.
People & committees
Rep. Timmons, William R. [R-SC-4] · R–SC
Legislative record
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Ordered to be Reported (Amended) by the Yeas and Nays: 40 - 0.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Oversight and Government Reform.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We also preserved the text version used in the PlainBill explanation below.
Source last updated: Sep 19, 2026. Consult Congress.gov for the current record.
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PlainBill explanation
Based on the full Introduced in House · 2025-02-27 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
The proposal would require states to obtain and use an income-verification platform to remain eligible for federal funding for programs whose benefits depend on income. States would have one year after enactment to comply. The platform would check for missing or inconsistent income information, analyze applicants’ bank-account transactions with their permission, and prevent duplicate counting. The requirement would also cover the District of Columbia and U.S. territories and possessions.
To be eligible to receive Federal funds for a covered Federal benefit program, a State, not later than 1 year after the date of the enactment of this Act, shall procure, contract, and use an Enhanced Income Verification Platform.
eligibility for benefits, or the amount of benefits, is determined, in whole or in part, based on the income of an individual or household.
receiving and analyzing applicant-permissioned deposit account transactional data
the ability to identify and consolidate overlapping data to avoid double-counting of financial records.
services incorporating automated, real-time data matching and analytics to proactively identify and verify potential instances of unreported or underreported enhanced gross income, inconsistent income reporting, or other indicators of potential ineligibility or improper payments
The term State means each of the several States, the District of Columbia, and each territory and possession of the United States.
Section 1 would name the legislation the Timely and Accurate Benefits Act.
This Act may be cited as the Timely and Accurate Benefits Act.
Section 2 would make procuring, contracting for, and using the platform a condition of a state's eligibility for federal funds for covered benefit programs. Compliance would be required no later than one year after enactment.
To be eligible to receive Federal funds for a covered Federal benefit program, a State, not later than 1 year after the date of the enactment of this Act, shall procure, contract, and use an Enhanced Income Verification Platform.
Covered programs would include federally administered programs and federally funded state or local programs whenever income determines any part of eligibility or benefit amounts. The bill's definition of a state includes the District of Columbia and every U.S. territory and possession.
The term covered Federal benefit program means any program administered by the Federal government, or by a State or local government using Federal funds, in which eligibility for benefits, or the amount of benefits, is determined, in whole or in part, based on the income of an individual or household.
The term State means each of the several States, the District of Columbia, and each territory and possession of the United States.
The platform's defined income category, called “enhanced gross income,” would include wages, salaries, tips whether or not shown on pay stubs, and compensation from employment, contract work, self-employment, and gig work. It would also include unemployment compensation, Social Security retirement, disability and survivor benefits, and Supplemental Security Income payments.
(A) wages, salaries, tips included and not included on pay stubs, and other compensation from all forms of employment, including traditional W–2 employment not provided by existing data sources, contract work, self-employment, and participation in the gig economy; (B) unemployment compensation; (C) Social Security benefits, including retirement, disability, and survivor benefits; (D) Supplemental Security Income (SSI) payments;
That income definition would also include interest, dividends, short- and long-term rental income, royalties, received child support and alimony, government cash assistance, recurring gifts or contributions, and distributions from trusts or estates.
(E) interest and dividends; (F) short-term and long-term rental income; (G) royalties; (H) child support and alimony payments received; (I) cash assistance from government programs; (J) regular or recurring gifts or contributions from individuals or organizations; (K) distributions from trusts or estates;
The definition would extend to other taxable or nontaxable income available to meet a person's or household's needs, as determined by “the Secretary.” It would also cover other income identified and verified through direct access to bank-account transaction data with the consumer's permission.
(L) any other source of income, whether taxable or non-taxable, that is available to the individual or household to meet their needs, as determined by the Secretary; and (M) other income identified and verified through consumer-permissioned direct access to deposit account transaction data.
The platform would have to use automated, real-time data matching and analysis to identify and verify potentially unreported or underreported income, inconsistent income reporting, and other signs of possible ineligibility or improper payments. These are described as potential problems, not automatic findings against an applicant.
services incorporating automated, real-time data matching and analytics to proactively identify and verify potential instances of unreported or underreported enhanced gross income, inconsistent income reporting, or other indicators of potential ineligibility or improper payments
The platform would have to receive and analyze bank-account transactions with the applicant's permission to identify income missing from existing payroll, new-hire, and state and federal tax data sources. Claimants would have the option to review the data and confirm its accuracy.
receiving and analyzing applicant-permissioned deposit account transactional data that identifies and verifies sources of enhanced gross income not currently obtained through existing data sources that provide for payroll, new-hire and latent State and Federal tax data, with the option for the claimant to review and attest to the accuracy of the data
The platform would need the ability to identify and combine overlapping data so that financial records are not counted twice.
the ability to identify and consolidate overlapping data to avoid double-counting of financial records.
The supplied action snapshot, updated September 19, 2026, records introduction and referral to the House Committee on Oversight and Government Reform on February 27, 2025. It records committee consideration and an order to report the bill as amended by a 40–0 vote on April 29, 2026.
Source snapshot updated 2026-09-19T23:28:50Z. 2026-04-29: Ordered to be Reported (Amended) by the Yeas and Nays: 40 - 0. 2026-04-29: Committee Consideration and Mark-up Session Held 2025-02-27: Referred to the House Committee on Oversight and Government Reform. 2025-02-27: Introduced in House
A closer look
Reviewed version: Introduced in House · 2025-02-27. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy rider was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish the contents or attachment history of other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for a particular recipient or place was identified in the complete supplied introduced text. This conclusion is limited to that version; earmark disclosures and committee or conference materials were not supplied.
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow carve-out, special exemption, or preferential benefit was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Full text preserved for this analysis. Legislative record snapshot: Sep 19, 2026. How PlainBill uses AI