PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the House Committee on Financial Services.
Congressional Research Service
Version 00 · Introduced in House · Feb 27, 2025
No Alipay Act of 2025
This bill prohibits any financial transactions between a U.S. person and Alipay, a Chinese online payment platform.
People & committees
Rep. Ogles, Andrew [R-TN-5] · R–TN
Legislative record
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Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We also preserved the text version used in the PlainBill explanation below.
Source last updated: Oct 6, 2026. Consult Congress.gov for the current record.
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PlainBill explanation
Based on the full Introduced in House · 2025-02-27 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
The proposed No Alipay Act of 2025 would prohibit financial transactions between Alipay and covered people and entities, including use of Alipay-operated applications or payment processing services. It would cover U.S. nationals, lawful permanent residents, entities organized under U.S. law and their foreign branches, and anyone physically present in the United States.
This Act may be cited as the No Alipay Act of 2025.
No financial transactions between AliPay (China) Internet Technology Company Limited (referred to in this Act as AliPay) and a United States person are permitted, including the use of any application or payment processing services operated by Alipay.
The term United States person means— (A) a national of the United States; (B) an alien lawfully admitted for permanent residence; (C) an entity organized under the laws of the United States or under the laws of any jurisdiction within the United States (including a foreign branch of such an entity); or (D) an individual who is physically present in the United States.
The proposed prohibition names AliPay (China) Internet Technology Company Limited and expressly includes using any application or payment processing services it operates.
No financial transactions between AliPay (China) Internet Technology Company Limited (referred to in this Act as AliPay) and a United States person are permitted, including the use of any application or payment processing services operated by Alipay.
Coverage would extend beyond U.S. citizens. The definition includes U.S. nationals, lawful permanent residents, entities organized under federal or other U.S. jurisdictional law—including their foreign branches—and any individual physically present in the United States.
The term United States person means— (A) a national of the United States; (B) an alien lawfully admitted for permanent residence; (C) an entity organized under the laws of the United States or under the laws of any jurisdiction within the United States (including a foreign branch of such an entity); or (D) an individual who is physically present in the United States.
One part of the proposed definition covers transactions that affect commerce between states or with other countries to any degree and involve moving money by wire or other means, or involve one or more “monetary instruments.” The bill does not define that latter term.
The term financial transaction means— (A) a transaction which in any way or degree affects interstate or foreign commerce— (i) involving the movement of funds by wire or other means; or (ii) involving one or more monetary instruments; or (B) a transaction involving the use of a financial institution which is engaged in, or the activities of which affect, interstate or foreign commerce in any way or degree.
A separate part of the proposed definition covers transactions using a financial institution that participates in, or whose activities affect, commerce between states or with other countries to any degree.
(B) a transaction involving the use of a financial institution which is engaged in, or the activities of which affect, interstate or foreign commerce in any way or degree.
The supplied actions snapshot, updated October 6, 2026, records introduction in the House and referral to the House Committee on Financial Services on February 27, 2025.
Source snapshot updated 2026-10-06T15:59:37Z. 2025-02-27: Referred to the House Committee on Financial Services. 2025-02-27: Introduced in House
A closer look
Reviewed version: Introduced in House · 2025-02-27. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion does not establish absence in other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in accompanying materials.
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow beneficial carve-out, special exemption, or preferential treatment was identified in the complete supplied introduced text. This conclusion does not establish absence in other versions or accompanying materials.
Full text preserved for this analysis. Legislative record snapshot: Oct 6, 2026. How PlainBill uses AI