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H.R.1644 / 119th Congress

Copay Fairness for Veterans Act

Forwarded by Subcommittee to Full Committee by Voice Vote.

Official summary

Version 00 · Introduced in House · Feb 27, 2025

Copay Fairness for Veterans Act

This bill eliminates veterans' copayments for medication, hospital care, and medical services related to preventive health services provided by the Department of Veterans Affairs.

The bill expands the definition of preventive health services to include (1) evidence-based items or services that have an A or B rating in the recommendations of the United States Preventive Services Task Force; (2) immunizations that have a recommendation from the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention with respect to the individual involved; and (3) with respect to services for women, the preventive care, screenings, and contraceptives provided for in the Health Resources and Services Administration Preventive Services Guidelines in effect as of December 30, 2022, and any contraceptive approved, granted, or cleared by the Food and Drug Administration, any related contraceptive care, and any related services.

Read the summary on Congress.gov

Who introduced it

Rep. Underwood, Lauren [D-IL-14] · D–IL

Committees

  • Veterans' Affairs Committee
5 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Forwarded by Subcommittee to Full Committee by Voice Vote.

  2. Subcommittee Consideration and Mark-up Session Held

  3. Referred to the Subcommittee on Health.

  4. Referred to the House Committee on Veterans' Affairs.

  5. Introduced in House

  6. Introduced in House

Bill text & related measures

Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Sep 19, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze H.R.1644 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.1644 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.1644 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.1644 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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Read the proposal in plain language

AI-generated · Source-checked by AI · Nov 2, 2026

Based on the full Introduced in House · 2025-02-27 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

What it would do

The proposed Copay Fairness for Veterans Act would remove Department of Veterans Affairs copayments—amounts veterans pay toward their care—for preventive health services and medications that are or form part of those services. It would also expand the definition of preventive services to include specified recommended care and immunizations, along with preventive care, screenings, and contraception for women. These are proposed changes, not evidence of enacted law.

Check the sources
This Act may be cited as the Copay Fairness for Veterans Act.
Official bill text · Introduced in House · 2025-02-27
(a) Elimination of medication copayments
Official bill text · Introduced in House · 2025-02-27
(E) to medication that is or is part of a preventive health service.
Official bill text · Introduced in House · 2025-02-27
(5) A veteran shall not be liable to the United States under this subsection for any amounts for preventive health services.
Official bill text · Introduced in House · 2025-02-27
(L) evidence-based items or services that have in effect a rating of A or B in the current recommendations of the United States Preventive Services Task Force; (M) immunizations that have in effect a recommendation from the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention with respect to the individual involved; (N) with respect to services for women— (i) the preventive care, screenings, and contraceptives provided for in the Health Resources and Services Administration Preventive Services Guidelines in effect as of December 30, 2022; and (ii) any contraceptive approved, granted, or cleared by the Food and Drug Administration, any related contraceptive care, and any related services;
Official bill text · Introduced in House · 2025-02-27

How it would work

The bill would add an exception to the medication copayment provision in section 1722A(a)(3) for medication that is itself a preventive health service or part of one.

Check the sources
(a) Elimination of medication copayments Section 1722A(a)(3) of title 38, United States Code, is amended—
Official bill text · Introduced in House · 2025-02-27
(3) by adding at the end the following new subparagraph: (E) to medication that is or is part of a preventive health service.
Official bill text · Introduced in House · 2025-02-27

For hospital care and medical services, the bill would expressly prohibit charging veterans any amounts for preventive health services under section 1710(f). It would also add preventive health services to section 1710(g)(3) as part of eliminating these copayments.

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(b) Elimination of hospital care and medical services copayments Section 1710 of such title is amended— (1) in subsection (f)—
Official bill text · Introduced in House · 2025-02-27
(5) A veteran shall not be liable to the United States under this subsection for any amounts for preventive health services. ; and (2) in subsection (g)(3), by adding at the end the following new subparagraph: (C) Preventive health services.
Official bill text · Introduced in House · 2025-02-27

The expanded definition of preventive health services would include evidence-based items or services with an A or B rating in the United States Preventive Services Task Force's current recommendations.

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(c) Definition Section 1701(9) of such title is amended—
Official bill text · Introduced in House · 2025-02-27
(L) evidence-based items or services that have in effect a rating of A or B in the current recommendations of the United States Preventive Services Task Force;
Official bill text · Introduced in House · 2025-02-27

Immunizations would qualify under the expanded definition when a recommendation from the Centers for Disease Control and Prevention's Advisory Committee on Immunization Practices is in effect and applies to the individual receiving the immunization.

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(M) immunizations that have in effect a recommendation from the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention with respect to the individual involved;
Official bill text · Introduced in House · 2025-02-27

For women, the definition would include preventive care, screenings, and contraceptives listed in the Health Resources and Services Administration's Preventive Services Guidelines as they stood on December 30, 2022. That date identifies the guidelines to use; it is not stated as an implementation date.

Check the source
(N) with respect to services for women— (i) the preventive care, screenings, and contraceptives provided for in the Health Resources and Services Administration Preventive Services Guidelines in effect as of December 30, 2022;
Official bill text · Introduced in House · 2025-02-27

The provision for women's services would also include any contraceptive approved, granted, or cleared by the Food and Drug Administration, together with related contraceptive care and related services.

Check the sources
(N) with respect to services for women—
Official bill text · Introduced in House · 2025-02-27
(ii) any contraceptive approved, granted, or cleared by the Food and Drug Administration, any related contraceptive care, and any related services;
Official bill text · Introduced in House · 2025-02-27

What the record shows

The supplied action snapshot, updated September 19, 2025, records introduction and referral to the House Committee on Veterans' Affairs on February 27, 2025; referral to its Health Subcommittee on March 10; and a subcommittee consideration and mark-up session followed by forwarding to the full committee by voice vote on March 25.

Check the source
Source snapshot updated 2025-09-19T08:07:35Z. 2025-03-25: Forwarded by Subcommittee to Full Committee by Voice Vote. 2025-03-25: Subcommittee Consideration and Mark-up Session Held 2025-03-10: Referred to the Subcommittee on Health. 2025-02-27: Referred to the House Committee on Veterans' Affairs. 2025-02-27: Introduced in House
Official legislative record · 2025-09-19T08:07:35Z

Riders & Targeted Benefits

Reviewed version: Introduced in House · 2025-02-27. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

Riders

Provisions outside the bill’s main subject, or policy changes attached to appropriations.

None identified in the reviewed text

No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.

Earmarks

Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

None identified in the reviewed text

No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version; it does not establish formal earmark status or absence in accompanying materials or other versions.

Other targeted benefits

Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

None identified in the reviewed text

No materially narrow preferential carve-out beyond ordinary coverage of the bill's intended beneficiaries was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.

What this analysis cannot establish

  • The supplied full text is the February 27, 2025 introduced version. The September 19, 2025 action snapshot does not establish subsequent developments or enactment; missing later history does not prove that the bill never advanced or became law.
  • The existing statutes being amended are not reproduced in full. The source therefore does not establish the complete eligibility rules, existing copayment exceptions, or all services already included in the preventive-services definition.
  • The referenced medical recommendations and guidelines are not supplied, so the source does not provide a complete list of qualifying services, medications, or patient-specific conditions.
  • The introduced text specifies no separate effective date, implementation deadline, termination condition, or new enforcement process.
  • The bundle does not include member earmark requests, disclosures, committee reports, conference materials, or other bill versions.

Full text preserved for this analysis. Legislative record snapshot: Sep 19, 2025. How PlainBill uses AI