PlainBillCongress, translated.Legislation. Context. Public interest.Became Public Law No: 104-12.
Congressional Research Service
Version 00 · Introduced in House · Apr 3, 1995
Truth in Lending Class Action Relief Act of 1995 - Amends the Truth in Lending Act to declare a moratorium between the enactment of this Act and October 1, 1995, on court certifications of any class in any action brought under such Act with respect to any credit transaction: (1) not under an open end credit plan secured by a first lien on real property or a dwelling, which constitutes a refinancing or consolidation of an existing extension of credit; and (2) based on the alleged failure of a creditor to include in the disclosed finance charge a charge actually incurred in connection with the transaction, or to properly make any other required disclosure as a result of such failure, or to provide proper notice of rescission rights owing to selection by the creditor of the incorrect form from among prescribed model forms (or forms based on them). Specifies exceptions to such moratorium.
People & committees
Rep. McCollum, Bill [R-FL-8] · R–FL
Legislative record
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Became Public Law No: 104-12.
Became Public Law No: 104-12.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Passed Senate without amendment by Voice Vote. (consideration: CR S5614-5615)
Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.(consideration: CR S5614-5615)
Read the second time.
Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Received in the Senate.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill Agreed to by voice vote.
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.
DEBATE - The House proceeded with forty minutes of debate.
Considered under suspension of the rules. (consideration: CR H4120-4122)
Mrs. Roukema moved to suspend the rules and pass the bill.
Referred to the House Committee on Banking and Financial Services. Educational Opportunities, National Security, and Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.
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