PlainBillCongress, translated.Legislation. Context. Public interest.Congressional Research Service
Version 35 · Passed Senate amended · Jun 12, 1997
Riegle-Neal Amendments Act of 1997 - Amends the Federal Deposit Insurance Act (FDIA) to declare that: (1) the laws of a host State (including laws on community reinvestment, consumer protection, fair lending, and establishment of intrastate branches) shall apply to any out-of-State bank branch in that State to the same extent as such laws apply to a branch in the host State of an out-of-State national bank; and (2) an insured State bank that establishes a branch in a host State may conduct any activity permissible under the laws of its home State if such activity is permissible for a bank chartered by the host State, or for a branch in the host State of an out-of-State national bank. States that, to the extent host State law does not apply to an out-of-State bank branch, the home State law shall apply. Precludes construction of this Act as affecting the applicability of: (1) any State law of any home State under certain statutory guidelines governing FDIA approval of authorized interstate merger transactions; or (2) Federal law to State banks and State bank branches in either the home State or the host State. Amends the Revised Statutes to require the Comptroller of the Currency to review the actions it has taken during the preceding year regarding the applicability of State law to national banks, and include review results in its annual report. Requires the first review to encompass all such actions taken on or before January 1, 1992. Declares that this Act does not alter the right of States to opt out of certain interest rate requirements of the Depository Institutions Deregulation and Monetary Control Act of 1980.
People & committees
Rep. Roukema, Marge [R-NJ-5] · R–NJ
Legislative record
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Became Public Law No: 105-24.
Became Public Law No: 105-24.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Motion to reconsider laid on the table Agreed to without objection.
On motion that the House agree to the Senate amendments Agreed to without objection. (consideration: CR H4230-4231)
Resolving differences -- House actions: On motion that the House agree to the Senate amendments Agreed to without objection.(consideration: CR H4230-4231)
Mrs. Roukema asked unanimous consent that the House agree to the Senate amendments.
Message on Senate action sent to the House.
Passed Senate with amendments and an amendment to the Title by Unanimous Consent.
Passed/agreed to in Senate: Passed Senate with amendments and an amendment to the Title by Unanimous Consent.
Amendment SP 373 agreed to in Senate by Unanimous Consent.
Amendment SP 373 proposed by Senator Santorum for Senator Feingold.
Amendment SP 372 agreed to in Senate by Unanimous Consent.
Measure laid before Senate. (consideration: CR S5637-5639)
Amendment SP 372 proposed by Senator Santorum for Senator Sarbanes.
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 58.
Received in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
DEBATE - The House proceeded with forty minutes of debate.
Considered under suspension of the rules. (consideration: CR H3088-3095)
Mrs. Roukema moved to suspend the rules and pass the bill, as amended.
Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote.
Subcommittee Consideration and Mark-up Session Held.
Subcommittee Hearings Held.
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Referred to the House Committee on Banking and Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: May 13, 2024. Consult Congress.gov for the current record.
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