Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Mar 15, 1995
Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for: (1) declining a written application; or (2) cancelling or refusing to renew an existing policy. Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance. Prescribes guidelines under which the Secretary shall designate certain lines of insurance. Sets forth enforcement guidelines, including civil penalties and injunctive relief.
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Referred to the Committee on Commerce, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Commerce, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Commerce, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
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Source last updated: Aug 21, 2025. Consult Congress.gov for the current record.
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