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H.R.1206 / 112th Congress

Access to Professional Health Insurance Advisors Act of 2011

Placed on the Union Calendar, Calendar No. 507.

Official summary

Version 79 · Reported to House without amendment · Nov 15, 2012

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Access to Professional Health Insurance Advisors Act of 2011 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan. Defines "independent insurance producer" to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under the laws of the particular state to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance.

Requires the Secretary of Health and Human Services (HHS), when a state requests an adjustment of a medical-loss ratio, to defer to the state's findings and determinations as to whether enforcing the required medical-loss ratio may destabilize the individual or small group markets for health insurance.

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Who introduced it

Rep. Rogers, Mike J. [R-MI-8] · R–MI

Committees

  • Energy and Commerce Committee
221 cosponsorship records, including any withdrawals

Actions

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  1. Placed on the Union Calendar, Calendar No. 507.

  2. Reported by the Committee on Energy and Commerce. H. Rept. 112-694.

  3. Reported by the Committee on Energy and Commerce. H. Rept. 112-694.

  4. Ordered to be Reported by the Yeas and Nays: 16 - 14.

  5. Committee Consideration and Mark-up Session Held.

  6. Forwarded by Subcommittee to Full Committee .

  7. Referred to the Subcommittee on Health.

  8. Referred to the House Committee on Energy and Commerce.

  9. Introduced in House

  10. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.1206 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Institutions and government scope

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Individual rights and government power

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