PlainBillCongress, translated.Legislation. Context. Public interest.
H.R.10747 / 119th Congress

Puerto Rico Medicare Advantage Fairness Act of 2026

Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Official summary

No official summary is available in the imported record yet.

Who introduced it

Rep. Ruiz, Raul [D-CA-25] · D–CA

Committees

  • Energy and Commerce Committee
  • Ways and Means Committee
3 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  2. Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  3. Introduced in House

  4. Introduced in House

Bill text & related measures

Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Oct 9, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.R.10747 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine H.R.10747 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine H.R.10747 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine H.R.10747 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Read the proposal in plain language

AI-generated · Source-checked by AI · Oct 28, 2026

Based on the full Introduced in House · 2026-10-05 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

What it would do

The proposed Puerto Rico Medicare Advantage Fairness Act of 2026 would change a geographic factor used in a Medicare Advantage payment calculation for Puerto Rico. It would require the average geographic adjustment to match the adjustment for a payment area in the U.S. Virgin Islands for the same year. The requirement would apply to years specified in the referenced statutory clause beginning January 1, 2027, or later.

Check the sources
This Act may be cited as the Puerto Rico Medicare Advantage Fairness Act of 2026.
Official bill text · Introduced in House · 2026-10-05
For each year specified in clause (ii) beginning on or after January 1, 2027, in determining the adjusted average per capita cost for such year for an MA payment area in Puerto Rico under the preceding sentence, the average geographic adjustment applied to such area for such year shall be equal to such adjustment applied to an MA payment area in the United States Virgin Islands for such year.
Official bill text · Introduced in House · 2026-10-05

How it would work

Section 2 would amend the Social Security Act to require this matching adjustment when determining the adjusted average cost per person for a Medicare Advantage payment area in Puerto Rico. The comparison would use the U.S. Virgin Islands adjustment for the same year. The requirement is mandatory for the years specified in the referenced clause beginning January 1, 2027, or later.

Check the sources
Section 1853(c)(1)(D)(i) of the Social Security Act (42 U.S.C. 1395w–23(c)(1)(D)(i)) is amended by adding at the end the following new sentence:
Official bill text · Introduced in House · 2026-10-05
For each year specified in clause (ii) beginning on or after January 1, 2027, in determining the adjusted average per capita cost for such year for an MA payment area in Puerto Rico under the preceding sentence, the average geographic adjustment applied to such area for such year shall be equal to such adjustment applied to an MA payment area in the United States Virgin Islands for such year.
Official bill text · Introduced in House · 2026-10-05

What the record shows

The supplied official-actions snapshot, updated October 9, 2026, records introduction in the House on October 5, 2026, and referral that day to the Ways and Means and Energy and Commerce committees for consideration within their respective jurisdictions.

Check the sources
Source snapshot updated 2026-10-09T20:38:15Z.
Official legislative record · 2026-10-09T20:38:15Z
2026-10-05: Introduced in House
Official legislative record · 2026-10-09T20:38:15Z
2026-10-05: Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Official legislative record · 2026-10-09T20:38:15Z

Riders & Targeted Benefits

Reviewed version: Introduced in House · 2026-10-05. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

Riders

Provisions outside the bill’s main subject, or policy changes attached to appropriations.

None identified in the reviewed text

No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials, or establish an amendment's attachment history.

Earmarks

Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

None identified in the reviewed text

No congressionally directed spending earmark was identified in the complete supplied introduced text. A statutory payment-calculation rule is not automatically an earmark. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials; member requests, disclosures, and committee or conference materials were not supplied.

Other targeted benefits

Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

Findings to examine

The cited finding identifies narrow geographic treatment within the main policy. This classification does not establish a financial gain or improper purpose.

Medicare Advantage payment areas in Puerto Rico would receive a special geographic-adjustment rule tied to the U.S. Virgin Islands adjustment for the same year. This is narrowly targeted geographic treatment within the bill's main payment policy; the supplied text does not establish whether it would produce higher payments.

Check the source
For each year specified in clause (ii) beginning on or after January 1, 2027, in determining the adjusted average per capita cost for such year for an MA payment area in Puerto Rico under the preceding sentence, the average geographic adjustment applied to such area for such year shall be equal to such adjustment applied to an MA payment area in the United States Virgin Islands for such year.
Official bill text · Introduced in House · 2026-10-05

What this analysis cannot establish

  • The supplied text is the introduced proposal, not evidence of enacted law. The October 9, 2026 actions snapshot does not establish subsequent advancement or enactment.
  • The existing statutory sentence and clause (ii) are not reproduced. Their full calculation rules, covered years, and any related exceptions or termination conditions cannot be determined from this bundle.
  • The bundle supplies no adjustment values or payment estimates, so it does not establish whether payments would increase or decrease, by how much, or how plans or enrollees would be affected.
  • The proposal adds no express enforcement procedure or sunset date; existing administrative rules are not supplied.

Full text preserved for this analysis. Legislative record snapshot: Oct 9, 2026. How PlainBill uses AI