PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Congressional Research Service
No official summary is available in the imported record yet.
People & committees
Rep. Davids, Sharice [D-KS-3] · D–KS
Legislative record
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Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We also preserved the text version used in the PlainBill explanation below.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Oct 9, 2026. Consult Congress.gov for the current record.
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Analyze H.R.10726 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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PlainBill explanation
Based on the full Introduced in House · 2026-10-05 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
The proposed Early-Onset Alzheimer’s Coverage Act of 2026 would let people diagnosed with early-onset Alzheimer’s disease enroll in Medicare if they meet its eligibility requirements except for age and cannot otherwise enroll. Participants would receive Medicare benefits and protections, with applicable premiums. They would also have a six-month opportunity to obtain supplemental insurance, commonly called Medigap. The supplied record documents introduction and committee referral, not enactment.
This Act may be cited as the Early-Onset Alzheimer’s Coverage Act of 2026.
The individual is not otherwise entitled to benefits under part A or eligible to enroll under part A or part B but would be eligible to enroll under part A or part B if the individual were 65 years of age.
An individual enrolled under this section is entitled to the same benefits (and shall receive the same protections) under this title as an individual who is entitled to benefits under part A and enrolled under parts B and D
An individual enrolled under this section for a month shall be responsible for such month for any premium applicable under sections 1818 and 1839, or under a prescription drug plan under part D
Individuals eligible for enrollment pursuant to this section shall be eligible for coverage provided through medicare supplemental policies certified under section 1882 if the individual applies for enrollment in such policy during the six-month period following the date of enrollment pursuant to this section.
Source snapshot updated 2026-10-09T20:42:24Z. 2026-10-05: Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2026-10-05: Introduced in House
Eligibility would require a diagnosis of early-onset Alzheimer’s disease under the Social Security Commissioner’s administrative definition. Applicants could not already be entitled to Medicare Part A or eligible to enroll in Part A or Part B, but would have to qualify for enrollment in either part if they were 65.
The individual has been diagnosed with early-onset Alzheimer’s disease (as defined by the Commissioner of Social Security through the Program Operations Manual System (or a successor document)).
The individual is not otherwise entitled to benefits under part A or eligible to enroll under part A or part B but would be eligible to enroll under part A or part B if the individual were 65 years of age.
Participants would receive the same benefits and protections as people entitled to Medicare Part A and enrolled in Parts B and D. They could choose a Medicare Advantage plan that includes prescription drug coverage and would have access to the Medicare Beneficiary Ombudsman, a beneficiary assistance resource.
An individual enrolled under this section is entitled to the same benefits (and shall receive the same protections) under this title as an individual who is entitled to benefits under part A and enrolled under parts B and D, including the ability to enroll in a Medicare Advantage plan that provides qualified prescription drug coverage (an MA–PD plan) and including access to the Medicare Beneficiary Ombudsman under section 1808(c).
The Secretary would have to provide a three-month enrollment window starting on the first day of the month after the person’s first diagnosis. The Secretary would also have to provide special enrollment periods similar to those under Medicare Part B.
The Secretary shall provide for a 3-month enrollment period for an individual described in subsection (a) that begins on the first day of the first month following the month in which such individual is first diagnosed with early-onset Alzheimer’s disease. The Secretary shall provide for such special enrollment periods similar to those provided under part B.
Coverage would start on the first day of the month after enrollment.
Coverage under this section shall begin on the first day of the first month following the month in which such individual enrolls under this section.
Participants would owe any applicable monthly premiums for Parts A and B and prescription drug coverage. The bill would apply those premium rules as though the participant were 65, were not otherwise entitled to Part A benefits, and were enrolled in the relevant coverage; it does not specify dollar amounts.
An individual enrolled under this section for a month shall be responsible for such month for any premium applicable under sections 1818 and 1839, or under a prescription drug plan under part D, as if such individual were 65 years of age but not otherwise entitled to benefits under part A and were enrolled under part A, part B, or a prescription drug plan under part D (as applicable).
The proposed enrollment option would preserve existing Medicare benefits and eligibility for people otherwise entitled to or eligible for benefits under Medicare, Medicaid, or both.
Nothing in this section shall affect the benefits or eligibility under this title of individuals who would otherwise be entitled to or eligible for benefits under this title or title XIX, or both.
People eligible for the new option would qualify for certified Medicare supplemental insurance if they applied during the six months following enrollment in the option. The Secretary would have to require every supplemental insurance issuer in a state to make at least one policy available to these people in that state.
Individuals eligible for enrollment pursuant to this section shall be eligible for coverage provided through medicare supplemental policies certified under section 1882 if the individual applies for enrollment in such policy during the six-month period following the date of enrollment pursuant to this section. The Secretary shall require each issuer of medicare supplemental policies in a State to ensure that at least 1 such policy is available to such individuals in such State.
The Secretary would have to ask the National Association of Insurance Commissioners to revise supplemental insurance standards so issuers comply with the new access requirements each year. The revisions would follow existing statutory rules, with updated references to the association’s model regulation and the new subsection’s enactment date.
The Secretary shall request the National Association of Insurance Commissioners to review and revise the standards for benefit packages described in subsection (p)(1), to otherwise update standards to include requirements for each issuer of a medicare supplemental policy that offers such a policy in a State, with respect to each year, to comply with the requirements of section 1899D(e).
Such revisions shall be made consistent with the rules applicable under subsection (p)(1)(E) with the reference to the 1991 NAIC Model Regulation deemed a reference to the NAIC Model Regulation as published in the Federal Register on December 4, 1998, and as subsequently updated by the National Association of Insurance Commissioners to reflect previous changes in law and the reference to date of enactment of this subsection deemed a reference to the date of enactment of this subsection (aa).
Within 30 days after enactment, the Secretary of Health and Human Services would have to update relevant Medicare information, including materials such as Medicare & You and Welcome to Medicare, to explain the new eligibility.
Not later than 30 days after the date of the enactment of this Act, the Secretary of Health and Human Services shall update applicable information provided by the Department of Health and Human Services relating to the Medicare program (such as the notices commonly referred to as Medicare & You and Welcome to Medicare) to include information on the eligibility provided under the amendments made by this section.
The official-actions snapshot updated October 9, 2026, records introduction in the House on October 5, 2026, and referral that day to the Ways and Means and Energy and Commerce committees for provisions within their respective jurisdictions.
Source snapshot updated 2026-10-09T20:42:24Z. 2026-10-05: Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2026-10-05: Introduced in House
A closer look
Reviewed version: Introduced in House · 2026-10-05. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish formal earmark status in accompanying materials.
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No separate narrow carve-out or preferential exception warranting a finding was identified in the complete supplied introduced text. Eligibility for the proposed program and access to its associated coverage are treated as benefits for the program’s intended population. This conclusion is limited to that version.
Full text preserved for this analysis. Legislative record snapshot: Oct 9, 2026. How PlainBill uses AI