PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Committee on the Judiciary, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Congressional Research Service
No official summary is available in the imported record yet.
People & committees
Rep. Grijalva, Adelita S. [D-AZ-7] · D–AZ
Legislative record
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Referred to the Committee on the Judiciary, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on the Judiciary, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We also preserved the text version used in the PlainBill explanation below.
Source last updated: Oct 9, 2026. Consult Congress.gov for the current record.
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Analyze H.R.10557 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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PlainBill explanation
Based on the full Introduced in House · 2026-09-24 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
The bill proposes protecting Social Security, railroad retirement, and Black Lung benefits from administrative offset—the withholding of government payments to collect a debt. It would also extend the new protection to railroad unemployment insurance. The changes would apply to collections occurring on or after enactment, including collections for older claims.
2. Protecting Social Security, Railroad retirement, and Black Lung benefits from administrative offset
(B) Section 2(e) of the Railroad Unemployment Insurance Act (45 U.S.C. 352(e)) is amended by adding at the end the following: The provisions of section 207(d) of the Social Security Act shall apply with respect to this title to the same extent as they apply in the case of title II of such Act.
The amendments made by this section shall apply to any collection by administrative offset occurring on or after the date of enactment of this Act of a claim arising before, on, or after the date of enactment of this Act.
The bill would add a provision to section 207 of the Social Security Act declaring three specified federal administrative-offset provisions legally ineffective. It identifies those provisions as they existed on the day before enactment.
Section 207 of the Social Security Act (42 U.S.C. 407) is amended by adding at the end the following new subsection: (d) Subparagraphs (A), (C), and (D) of section 3716(c)(3) of title 31, United States Code, as such subparagraphs were in effect on the date before the date of enactment of the Protection of Social Security Benefits Restoration Act, shall be null and void and of no effect.
The bill would apply that new Social Security provision to the Railroad Retirement Act and the Railroad Unemployment Insurance Act to the same extent that it applies to title II of the Social Security Act.
(A) Section 14(a) of the Railroad Retirement Act of 1974 (45 U.S.C. 231m(a)) is amended by adding at the end the following: . The provisions of section 207(d) of the Social Security Act shall apply with respect to this title to the same extent as they apply in the case of title II of such Act.
(B) Section 2(e) of the Railroad Unemployment Insurance Act (45 U.S.C. 352(e)) is amended by adding at the end the following: The provisions of section 207(d) of the Social Security Act shall apply with respect to this title to the same extent as they apply in the case of title II of such Act.
The bill would also amend the federal administrative-offset statute directly. It would delete the specified passage beginning at paragraph (3)(A)(i), remove subparagraphs (C) and (D), and retain subparagraph (B) as the new paragraph (3). The supplied text does not reproduce the provisions being deleted or retained.
(b) Repeal of administrative offset authority (1) In general Paragraph (3) of section 3716(c) of title 31, United States Code, is amended— (A) by striking (3)(A)(i) Notwithstanding and all that follows through any overpayment under such program).; (B) by striking subparagraphs (C) and (D); and (C) by redesignating subparagraph (B) as paragraph (3).
A related amendment would remove the words “the Commissioner of Social Security and” from paragraph (5) of the administrative-offset statute. The bill does not reproduce that paragraph, so the precise change to the Commissioner's role cannot be determined from the supplied text alone.
(2) Conforming amendment Paragraph (5) of such section is amended by striking the Commissioner of Social Security and.
The proposed amendments would apply from the date of enactment, with no waiting period specified. Coverage would depend on when the collection occurs: collections on or after enactment would be covered whether the underlying claim arose before, on, or after enactment.
(c) Effective date The amendments made by this section shall apply to any collection by administrative offset occurring on or after the date of enactment of this Act of a claim arising before, on, or after the date of enactment of this Act.
The supplied official-actions snapshot, updated October 9, 2026, records introduction in the House on September 24, 2026, and referral that day to the Judiciary and Ways and Means Committees for provisions within their respective jurisdictions. This snapshot does not establish subsequent passage or enactment.
Source snapshot updated 2026-10-09T15:31:00Z.
2026-09-24: Introduced in House
2026-09-24: Referred to the Committee on the Judiciary, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
A closer look
Reviewed version: Introduced in House · 2026-09-24. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow carve-out or preferential exception warranting a separate finding was identified in the complete supplied introduced text. Coverage of the policy's intended benefit recipients alone is not treated as preferential treatment. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Full text preserved for this analysis. Legislative record snapshot: Oct 9, 2026. How PlainBill uses AI