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H.R.10540 / 119th Congress

21st Century FTC Act

Referred to the House Committee on Energy and Commerce.

Official summary

No official summary is available in the imported record yet.

Who introduced it

Rep. Castor, Kathy [D-FL-14] · D–FL

Committees

  • Energy and Commerce Committee
1 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the House Committee on Energy and Commerce.

  2. Introduced in House

  3. Introduced in House

Bill text & related measures

Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

Related bills identified by Congress.gov

Source last updated: Oct 5, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze H.R.10540 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.10540 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.10540 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.10540 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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Read the proposal in plain language

AI-generated · Source-checked by AI · Oct 26, 2026

Based on the full Introduced in House · 2026-09-24 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

What it would do

The proposed 21st Century FTC Act would remove several existing provisions for making rules about unfair or deceptive business practices. It would revise court-review language to address whether the Federal Trade Commission's action is supported by substantial evidence in the rulemaking record taken as a whole. It would also add violations of the Federal Trade Commission Act itself to an existing civil-penalty provision. These changes concern the Commission and those subject to its authority, but the underlying statutory text is not supplied, limiting conclusions about the procedures removed and the conditions for penalties.

Check the sources
This Act may be cited as the 21st Century FTC Act.
Official bill text · Introduced in House · 2026-09-24
2. Rulemaking respecting unfair or deceptive acts or practices The Federal Trade Commission Act (15 U.S.C. 41 et seq.) is amended—
Official bill text · Introduced in House · 2026-09-24
(A) in subsection (b)— (i) by striking paragraphs (2) and (3); (ii) in paragraph (1), by striking , and shall also and all that follows and inserting a period; and (iii) by striking (1) When prescribing and inserting When prescribing; (B) by striking subsection (c);
Official bill text · Introduced in House · 2026-09-24
if the court finds that the Commission's action is not supported by substantial evidence in the rulemaking record (as defined in paragraph (1)(B) of this subsection) taken as a whole.
Official bill text · Introduced in House · 2026-09-24
Section 5(m)(1)(A) of the Federal Trade Commission Act (15 U.S.C. 45(m)(1)(A)) is amended— (1) by inserting this Act or after violates; and (2) by inserting a violation of this Act or is before prohibited.
Official bill text · Introduced in House · 2026-09-24

How it would work

Section 2 would delete several parts of the existing rulemaking process: section 18(b)(2) and (3), all of section 18(c), and portions of the statement requirements in section 18(d)(1). It would also truncate section 18(b)(1) at the phrase beginning with “, and shall also” and remove its paragraph number. The supplied bill gives deletion instructions rather than the deleted language, so it does not fully explain which procedures would disappear.

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(A) in subsection (b)— (i) by striking paragraphs (2) and (3); (ii) in paragraph (1), by striking , and shall also and all that follows and inserting a period; and (iii) by striking (1) When prescribing and inserting When prescribing; (B) by striking subsection (c);
Official bill text · Introduced in House · 2026-09-24
(C) in subsection (d)— (i) in paragraph (1)— (I) by striking (A) a statement and all that follows through (B) a statement and inserting a statement; and (II) by striking ; and (C) a statement and all that follows and inserting a period;
Official bill text · Introduced in House · 2026-09-24

The bill would revise the language governing court review to refer to whether the Commission's action is unsupported by substantial evidence in the rulemaking record taken as a whole. It would define evidence for this provision as any matter in that record. The surrounding existing law, including the referenced definition of the rulemaking record, is not supplied, so the full court-review framework cannot be described from this text alone.

Check the source
in paragraph (3), by striking , or if and all that follows and inserting the following: , or if the court finds that the Commission's action is not supported by substantial evidence in the rulemaking record (as defined in paragraph (1)(B) of this subsection) taken as a whole. The term evidence, as used in this paragraph, means any matter in the rulemaking record.
Official bill text · Introduced in House · 2026-09-24

Other changes to section 18 would remove a reference to a required transcript, delete paragraph (e)(2), and delete the first and third sentences of paragraph (e)(5)(C). The bill would also update cross-references and paragraph numbers. The contents of the deleted paragraph and sentences are not reproduced.

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in paragraph (2)(A), by striking subsections (b) and (c) and inserting subsection (b);
Official bill text · Introduced in House · 2026-09-24
in paragraph (1)(B), by striking the transcript required by subsection (c)(5),;
Official bill text · Introduced in House · 2026-09-24
(iii) in paragraph (5)(C), by striking the first and third sentences; (iv) by striking paragraph (2); and (v) by redesignating paragraphs (3) through (5) as paragraphs (2) through (4), respectively;
Official bill text · Introduced in House · 2026-09-24

The bill would remove a reference to section 18 from section 22(a)(1). It would also delete exception language from section 22(c)(1) and the opening exception reference in section 22(c)(2). Because the underlying provisions are not reproduced, the source does not establish the full practical effect of removing those exceptions.

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(2) in section 22— (A) in subsection (a)(1), by striking or section 18; and (B) in subsection (c)— (i) in paragraph (1), by striking , except and all that follows and inserting a period; and (ii) in paragraph (2), by striking Except as specified in paragraph (1), no and inserting No.
Official bill text · Introduced in House · 2026-09-24

Section 3 would expand the wording of an existing civil-penalty provision by adding violations of the Federal Trade Commission Act itself. The amendment does not reproduce the existing penalty amounts, conditions, or enforcement procedures, so it does not establish that every violation would automatically incur a penalty.

Check the source
3. Civil penalties for violations of Federal Trade Commission Act respecting unfair or deceptive acts or practices Section 5(m)(1)(A) of the Federal Trade Commission Act (15 U.S.C. 45(m)(1)(A)) is amended— (1) by inserting this Act or after violates; and (2) by inserting a violation of this Act or is before prohibited.
Official bill text · Introduced in House · 2026-09-24

What the record shows

The supplied official-actions snapshot, updated October 5, 2026, records introduction in the House and referral to the House Committee on Energy and Commerce on September 24, 2026. This snapshot does not establish subsequent action or enactment.

Check the source
Source snapshot updated 2026-10-05T21:14:46Z. 2026-09-24: Referred to the House Committee on Energy and Commerce. 2026-09-24: Introduced in House
Official legislative record · 2026-10-05T21:14:46Z

Riders & Targeted Benefits

Reviewed version: Introduced in House · 2026-09-24. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

Riders

Provisions outside the bill’s main subject, or policy changes attached to appropriations.

None identified in the reviewed text

No unrelated provision or policy change attached to appropriations was identified after reviewing the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.

Earmarks

Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

None identified in the reviewed text

No congressionally directed spending for particular recipients or places was identified after reviewing the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials; formal earmark disclosures are not supplied.

Other targeted benefits

Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

None identified in the reviewed text

No materially narrow carve-out, special exemption, or preferential treatment was identified after reviewing the complete supplied introduced text. This conclusion is limited to that version, does not establish absence in other versions or accompanying materials, and does not resolve the effects of underlying statutory language that was not supplied.

What this analysis cannot establish

  • The complete supplied introduced bill consists largely of instructions to amend existing law. The underlying statutory text is absent, limiting conclusions about removed procedures, exceptions, court-review rules, and civil-penalty coverage.
  • These are proposed changes. The supplied history snapshot does not establish whether the bill later advanced, changed, or became law.
  • The introduced text specifies no implementation date or termination condition.
  • No member requests, earmark disclosures, committee reports, conference materials, or amendment attachment history are supplied; conclusions about riders and benefits are limited to this introduced text.

Full text preserved for this analysis. Legislative record snapshot: Oct 5, 2026. How PlainBill uses AI