No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Sep 22, 2026. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.10428 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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Fairness and public impact
Progressive lens
Examine H.R.10428 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
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Institutions and government scope
Conservative lens
Examine H.R.10428 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
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Individual rights and government power
Liberty lens
Examine H.R.10428 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.
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PlainBill explanation
Read the proposal in plain language
AI-generated · Source-checked by AI · Oct 25, 2026
Based on the full Introduced in House · 2026-09-16 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
What it would do
The proposed Survivor Benefits Application Modernization Act would require Social Security to offer online appointment scheduling and online applications for specified survivor benefits. People applying for those benefits would have an online scheduling option within 180 days of enactment and a way to submit applications online within one year of enactment.
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This Act may be cited as the Survivor Benefits Application Modernization Act.
(a) Self-Schedule option Not later than 180 days after the date of enactment of this Act, the Commissioner of Social Security (in this Act referred to as Commissioner) shall establish an online portal for individuals filing an application for benefits under subsections (d) through (h) of section 202 of the Social Security Act (42 U.S.C. 402) to schedule appointments related to such applications. (b) Online application Not later than 1 year after the date of enactment of this Act, the Commissioner shall develop a method for individuals to file an application for the benefits described in subsection (a) through the online portal described in such subsection.
The Social Security Commissioner would have to establish an online appointment-scheduling portal within 180 days after enactment. It would serve people applying for benefits covered by section 202(d) through (h) of the Social Security Act, for appointments related to their applications.
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Not later than 180 days after the date of enactment of this Act, the Commissioner of Social Security (in this Act referred to as Commissioner) shall establish an online portal for individuals filing an application for benefits under subsections (d) through (h) of section 202 of the Social Security Act (42 U.S.C. 402) to schedule appointments related to such applications.
Within one year after enactment, the Commissioner would have to develop a way for people to submit applications for those same benefits through the portal.
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(b) Online application Not later than 1 year after the date of enactment of this Act, the Commissioner shall develop a method for individuals to file an application for the benefits described in subsection (a) through the online portal described in such subsection.
Within three years after enactment, the Commissioner would have to report to Congress on the portal's development and implementation. The report would cover changes in applications received and processed since implementation, costs or savings attributed to implementation, and changes in fraudulent applications. These are reporting requirements, not findings that savings or fraud reductions would occur.
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Not later than 3 years after the date of enactment of this Act, the Commissioner shall submit to Congress a report on the development and implementation of the online portal described in section 2, including— (1) any increase or decrease in the number of applications for benefits under subsections (d) through (h) of section 202 of the Social Security Act (42 U.S.C. 402) received and processed by the Social Security Administration since the date of implementation of such online portal; (2) the costs or savings attributed to implementation of such online portal; and (3) any increase or decrease in the number of fraudulent applications for such benefits since the date of implementation of such online portal.
The bill would authorize Congress to provide whatever funding is necessary to carry it out. It does not specify a dollar amount or itself provide that funding.
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There is authorized to be appropriated such sums as may be necessary to carry out this Act.
The supplied official-actions snapshot, updated September 22, 2026, records introduction in the House and referral to the House Committee on Ways and Means on September 16, 2026.
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Source snapshot updated 2026-09-22T15:56:38Z.
2026-09-16: Referred to the House Committee on Ways and Means.
2026-09-16: Introduced in House
Reviewed version: Introduced in House · 2026-09-16. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy rider was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version; accompanying earmark disclosures and committee materials were not supplied.
Other targeted benefits
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow preferential treatment, special exemption, or carve-out was identified in the complete supplied introduced text. Coverage of the intended applicants alone does not constitute such a benefit. This conclusion does not extend to other versions or accompanying materials.
What this analysis cannot establish
The bundle contains the complete introduced text and an actions snapshot updated September 22, 2026. It does not establish subsequent legislative action or enactment; the provisions are described as proposals.
The referenced Social Security Act subsections are not reproduced. The supplied evidence does not fully establish which applicants and benefits they cover or their eligibility rules.
No enactment date is established, so the implementation and reporting deadlines cannot be converted into calendar dates. The bundle provides no implementation cost estimate or evidence of actual savings or changes in fraud.
Full text preserved for this analysis. Legislative record snapshot: Sep 22, 2026. How PlainBill uses AI