PlainBillCongress, translated.Legislation. Context. Public interest.
H.R.1042 / 119th Congress

Project Turnkey Act

Referred to the House Committee on Financial Services.

Official summary

No official summary is available in the imported record yet.

Who introduced it

Rep. Bonamici, Suzanne [D-OR-1] · D–OR

Committees

  • Financial Services Committee
16 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the House Committee on Financial Services.

  2. Introduced in House

  3. Introduced in House

Bill text & related measures

Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Oct 6, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.R.1042 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine H.R.1042 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine H.R.1042 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine H.R.1042 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Read the proposal in plain language

AI-generated · Source-checked by AI · Oct 25, 2026

Based on the full Introduced in House · 2025-02-06 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

What it would do

The proposed Project Turnkey Act would create a grant program to support housing and shelter, rental assistance, and related services. Funds could also help convert vacant buildings into affordable housing or shelter. The bill would authorize $1 billion annually, but would not itself provide that money. It lists governments and several housing and community organizations as eligible entities, while directing the main allocation to grantees that received specified housing-program allocations in fiscal year 2025.

Check the sources
This Act may be cited as the Project Turnkey Act.
Official bill text · Introduced in House · 2025-02-06
There is established a Project Turnkey Program through which the Secretary shall award amounts to eligible entities to use for eligible activities.
Official bill text · Introduced in House · 2025-02-06
the rehabilitation, retrofitting, and conversion of newly acquired or vacant properties, including motels, hotels, schools, hospitals, and office buildings, for the purposes of providing affordable housing or shelter
Official bill text · Introduced in House · 2025-02-06
there is authorized to be appropriated to carry out this section $1,000,000,000 annually.
Official bill text · Introduced in House · 2025-02-06
Except as provided in paragraphs (2) and (3), the Secretary shall allocate amounts appropriated under this section to grantees that received allocations under section 217 in fiscal year 2025.
Official bill text · Introduced in House · 2025-02-06
The term eligible entity means— (A) a State, city, county, regional government, or territory government; (B) a public housing agency; (C) a project sponsor receiving amounts under the Continuum of Care program under title IV of this Act, or any combination of such entities; (D) a nonprofit that provides housing; (E) a Community Development Corporation; or (F) a Community Development Financial Institution.
Official bill text · Introduced in House · 2025-02-06
rental assistance, including— (i) providing rent payment assistance; (ii) providing security deposit assistance; and (iii) providing utility deposits and utility payments
Official bill text · Introduced in House · 2025-02-06
supportive services as defined in section 578.53 of title 24, Code of Federal Regulations
Official bill text · Introduced in House · 2025-02-06

How it would work

Section 2 would add the program to the HOME Investment Partnerships Act and require the Secretary to award funds to eligible entities for eligible activities.

Check the source
Subtitle E of the HOME Investment Partnerships Act (42 U.S.C. 12821) is amended by adding at the end the following: 272. Project Turnkey Program (a) In general There is established a Project Turnkey Program through which the Secretary shall award amounts to eligible entities to use for eligible activities.
Official bill text · Introduced in House · 2025-02-06

Eligible entities would include state, local, regional, and territory governments; public housing agencies; specified Continuum of Care project sponsors; housing nonprofits; Community Development Corporations; and Community Development Financial Institutions. The last two organizational categories are named without further explanation in the supplied text.

Check the source
The term eligible entity means— (A) a State, city, county, regional government, or territory government; (B) a public housing agency; (C) a project sponsor receiving amounts under the Continuum of Care program under title IV of this Act, or any combination of such entities; (D) a nonprofit that provides housing; (E) a Community Development Corporation; or (F) a Community Development Financial Institution.
Official bill text · Introduced in House · 2025-02-06

The bill would authorize Congress to provide an additional $1 billion each year. This is permission for future appropriations, rather than an appropriation of money in this bill.

Check the source
In addition to amounts otherwise available under this Act, there is authorized to be appropriated to carry out this section $1,000,000,000 annually.
Official bill text · Introduced in House · 2025-02-06

Money appropriated under the program would remain available until 2035. The clause addresses the availability of funds rather than expressly terminating the program.

Check the source
Amounts appropriated pursuant to this section shall remain available until 2035.
Official bill text · Introduced in House · 2025-02-06

Except for technical assistance and federal administration, the Secretary would have to allocate appropriated funds to grantees that received allocations under section 217 in fiscal year 2025.

Check the sources
(1) Formula assistance Except as provided in paragraphs (2) and (3), the Secretary shall allocate amounts appropriated under this section to grantees that received allocations under section 217 in fiscal year 2025.
Official bill text · Introduced in House · 2025-02-06
(2) Technical assistance $25,000,000 of any amounts appropriated under this section may be provided by the Secretary to be used to increase capacity building and technical assistance available to grantees receiving amounts under this section. (3) Administration Not more than $50,000,000 of any amounts appropriated under this section may be used by the Secretary to cover costs related to the administration and implementation of this section.
Official bill text · Introduced in House · 2025-02-06

The Secretary could use $25 million of appropriated funds for technical assistance and help strengthening grantees' ability to carry out the program. Up to $50 million could cover federal administration and implementation.

Check the sources
$25,000,000 of any amounts appropriated under this section may be provided by the Secretary to be used to increase capacity building and technical assistance available to grantees receiving amounts under this section.
Official bill text · Introduced in House · 2025-02-06
Not more than $50,000,000 of any amounts appropriated under this section may be used by the Secretary to cover costs related to the administration and implementation of this section.
Official bill text · Introduced in House · 2025-02-06

Recipients could use up to 15 percent of their awards for administration and planning.

Check the source
An eligible entity that receives amounts under this section may use not more than 15 percent of such amounts for administrative and planning costs.
Official bill text · Introduced in House · 2025-02-06

Recipients could use up to 5 percent of their awards for operating expenses of community housing development organizations and nonprofits carrying out authorized activities. This support would have to build those organizations' capacity within the jurisdiction or insular area, and the organizations would have to comply with the assistance limit in section 234(b).

Check the sources
An eligible entity that receives amounts under this section may use not more than 5 percent of such amounts to cover the operating expenses of community housing development organizations and nonprofit organizations carrying out activities authorized under this section.
Official bill text · Introduced in House · 2025-02-06
An eligible entity may only use amounts in the manner described in subparagraph (A) if— (i) such funds are used to develop the capacity of the community housing development organization or nonprofit organization in the jurisdiction or insular area to carry out activities authorized under this section; and (ii) the community housing development organization or nonprofit organization complies with the limitation on assistance in section 234(b).
Official bill text · Introduced in House · 2025-02-06

When contracting with providers directly delivering supportive services covered by the cited federal regulation, grantees would have to cover actual total program costs and administrative overhead to the extent practicable.

Check the source
A grantee, when contracting with service providers engaged directly in the provision of supportive services as defined by section 578.53 of title 24, Code of Federal Regulations shall, to the extent practicable, enter into contracts in amounts that cover the actual total program costs and administrative overhead to provide the services contracted.
Official bill text · Introduced in House · 2025-02-06

Public entities receiving awards could pass any of the money on through subgrants. All recipients would have to use program funds to add to the state or local funding otherwise available for these activities, rather than replace it.

Check the sources
Any eligible entity that is a public entity may subgrant any amounts received under this section.
Official bill text · Introduced in House · 2025-02-06
As a condition of receiving amounts under this section, an eligible entity shall use such funds received under this section only to supplement the level of State or local funds that would, in the absence of the receipt of funds under this section, be made available for activities described in this section.
Official bill text · Introduced in House · 2025-02-06

Eligible activities would include help paying rent, security deposits, utility deposits, and utility bills. They would also include investment uses allowed under section 212(a), whose contents are not reproduced here.

Check the source
(A) rental assistance, including— (i) providing rent payment assistance; (ii) providing security deposit assistance; and (iii) providing utility deposits and utility payments; (B) any eligible use of investments described under section 212(a)
Official bill text · Introduced in House · 2025-02-06

Funds could pay for supportive services defined in the cited federal regulation, including housing counseling, homelessness prevention, and activities listed in the referenced homelessness statute.

Check the source
(C) supportive services as defined in section 578.53 of title 24, Code of Federal Regulations including— (i) activities listed in section 401(29) of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 11360(29)); (ii) housing counseling; and (iii) homeless prevention services
Official bill text · Introduced in House · 2025-02-06

Funds could support buying, developing, and operating affordable rental housing or non-congregate shelter units—shelter with separate units rather than shared group sleeping space. They could also support shelter repairs, expansion, and preservation of bed capacity.

Check the sources
(D) the acquisition, development, and operation of non-congregate shelter units or affordable rental housing
Official bill text · Introduced in House · 2025-02-06
(F) the repair and expansion of shelters and preservation of bed capacity
Official bill text · Introduced in House · 2025-02-06

Funds could renovate, adapt, or convert newly acquired or vacant properties into affordable housing or shelter. Listed examples include motels, hotels, schools, hospitals, and offices. The Secretary could also approve other purposes.

Check the sources
(E) the rehabilitation, retrofitting, and conversion of newly acquired or vacant properties, including motels, hotels, schools, hospitals, and office buildings, for the purposes of providing affordable housing or shelter
Official bill text · Introduced in House · 2025-02-06
(G) any other purpose as determined appropriate by the Secretary.
Official bill text · Introduced in House · 2025-02-06

The bill defines qualifying people and families to include those experiencing or at risk of homelessness under referenced statutory definitions; those fleeing or trying to flee domestic violence, dating violence, sexual assault, stalking, or human trafficking; and children and young people covered by two referenced homelessness definitions. The violence-related terms would be defined by the Secretary.

Check the source
The term qualifying individual or family means an individual or family that is— (A) homeless, as such term defined in section 103(a) of the McKinney-Vento Homeless Assistance Act; (B) at-risk of homelessness, as defined in section 401(1) of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 11360(1); (C) fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, stalking, or human trafficking, as such terms are defined by the Secretary; (D) a homeless children or youth, as that term is defined in section 725 of McKinney-Vento Homeless Assistance Act (42 U.S.C. 11434a); or (E) a youth experiencing homelessness as that term is defined in section 38723 of the Runaway and Homeless Youth Act (34 U.S.C. 11279).
Official bill text · Introduced in House · 2025-02-06

For hotels and motels, the bill incorporates an Americans with Disabilities Act definition and adds the condition that they are no longer “affecting commerce.” The referenced statute's meaning of that phrase is not supplied.

Check the source
(4) Hotel The term hotel has the meaning given the term in section 301(7)(A) of the Americans with Disabilities Act of 1990 (42 U.S.C. 12181(7)(A)), that are no longer affecting commerce (as such term is defined in such section 301). (5) Motel The term motel has the meaning given the term in section 301(7)(A) of the Americans with Disabilities Act of 1990 (42 U.S.C. 12181(7)(A)), that are no longer affecting commerce (as such term is defined in such section 301).
Official bill text · Introduced in House · 2025-02-06

The Secretary could waive or replace requirements under the named housing and homelessness laws and regulations when necessary to speed or facilitate use of the program's funds. This authority would exclude requirements concerning fair housing, nondiscrimination, labor standards, and the environment.

Check the source
The Secretary may waive or specify alternative requirements for any provision of the Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 12701 et seq.) and titles I and IV of the McKinney-Vento Homelessness Act (42 U.S.C. 11301 et seq., 11360 et seq.) or regulation for the administration of the amounts made available under this section other than requirements related to fair housing, nondiscrimination, labor standards, and the environment, upon a finding that the waiver or alternative requirement is necessary to expedite or facilitate the use of amounts made available under this section.
Official bill text · Introduced in House · 2025-02-06

Program funds would be exempt from the referenced cost limits, requirements for committing funds, matching requirements to contribute other funds, and the reservation of funds for housing developed, sponsored, or owned by community housing development organizations. The bill does not reproduce those existing requirements.

Check the source
The cost limits described in section 212(e), the commitment requirements described in section 218(g), the matching requirements described in section 220, and the set-aside for housing developed, sponsored, or owned by community housing development organizations required in section 231 shall not apply for any amounts appropriated under this section.
Official bill text · Introduced in House · 2025-02-06

What the record shows

The supplied official-actions snapshot, updated October 6, 2026, records introduction in the House and referral to the House Committee on Financial Services on February 6, 2025. It supplies no later action or enactment record.

Check the source
Source snapshot updated 2026-10-06T08:05:36Z. 2025-02-06: Referred to the House Committee on Financial Services. 2025-02-06: Introduced in House 2025-02-06: Introduced in House
Official legislative record · 2026-10-06T08:05:36Z

Riders & Targeted Benefits

Reviewed version: Introduced in House · 2025-02-06. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

Riders

Provisions outside the bill’s main subject, or policy changes attached to appropriations.

None identified in the reviewed text

No provision unrelated to the housing and shelter grant program was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish the contents or attachment history of other versions or accompanying materials.

Earmarks

Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

None identified in the reviewed text

No congressionally directed spending for a particular named recipient or place outside a general allocation framework was identified in the complete supplied introduced text. This conclusion is limited to that version; formal earmark status cannot be fully assessed without accompanying disclosures and legislative materials.

Other targeted benefits

Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

Findings to examine

The supplied introduced text contains program-specific exemptions from existing funding requirements. Their identification is not a judgment about their justification or effects.

Recipients using Project Turnkey appropriations would receive special treatment through exemptions from the referenced cost limits, funding commitment requirements, matching requirements, and reservation for community housing development organization housing. These exemptions directly support administration of the main housing program; the underlying statutory requirements are not reproduced.

Check the source
The cost limits described in section 212(e), the commitment requirements described in section 218(g), the matching requirements described in section 220, and the set-aside for housing developed, sponsored, or owned by community housing development organizations required in section 231 shall not apply for any amounts appropriated under this section.
Official bill text · Introduced in House · 2025-02-06

What this analysis cannot establish

  • The supplied full text is the introduced House version dated February 6, 2025. Its provisions are proposals; the supplied action snapshot does not establish enactment or the bill's status after the recorded actions. Missing history does not prove that the bill never advanced or became law.
  • Referenced statutes and regulations are not reproduced. Their detailed eligibility rules, funding restrictions, service definitions, and enforcement provisions cannot be established from this bundle.
  • The bill defines a qualifying individual or family but does not expressly use that defined term elsewhere in the supplied program provisions. The text alone therefore does not establish that every funded activity must serve only those groups.
  • The text lists broad categories of eligible entities but directs the main allocation to fiscal year 2025 section 217 grantees. It does not explain direct funding access for listed entities outside that group or provide an allocation calculation.
  • The bill specifies fund availability until 2035 but gives no precise cutoff date within that year, separate program termination date, or express implementation deadline.
  • No accompanying earmark disclosures, member requests, committee reports, conference materials, or amendment history are supplied.

Full text preserved for this analysis. Legislative record snapshot: Oct 6, 2026. How PlainBill uses AI