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H.R.10391 / 119th Congress

National Risk Assessments Extension Act

Referred to the House Committee on Financial Services.

Official summary

No official summary is available in the imported record yet.

Who introduced it

Rep. Gonzalez, Vicente [D-TX-34] · D–TX

Committees

  • Financial Services Committee
1 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the House Committee on Financial Services.

  2. Introduced in House

  3. Introduced in House

Bill text & related measures

Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Sep 29, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze H.R.10391 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.10391 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.10391 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.10391 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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Read the proposal in plain language

AI-generated · Source-checked by AI · Oct 24, 2026

Based on the full Introduced in House · 2026-09-15 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

What it would do

The proposed National Risk Assessments Extension Act would update an existing law concerning federal planning against terrorist and other illegal financing. It would replace two year references with later years and replace references to two national strategies with three 2026 risk assessments. The supplied text does not show the underlying requirements or establish who must comply with them.

Check the sources
This Act may be cited as the National Risk Assessments Extension Act.
Official bill text · Introduced in House · 2026-09-15
Updates to the national strategy for combating terrorist and other illicit financing
Official bill text · Introduced in House · 2026-09-15
(1) in section 261(b)(2)— (A) by striking 2024 and inserting 2028; and (B) by striking 2026 and inserting 2030;
Official bill text · Introduced in House · 2026-09-15
(2) in section 262(1), by striking in the documents entitled 2020 National Strategy for Combating Terrorist and Other Illicit Financing and 2022 National Strategy for Combating Terrorist and Other Illicit Financing and inserting in the documents entitled 2026 National Money Laundering Risk Assessment, 2026 National Terrorist Financing Risk Assessment, and 2026 National Proliferation Financing Risk Assessment.
Official bill text · Introduced in House · 2026-09-15

How it would work

The bill would amend section 261(b)(2) of the Countering Russian Influence in Europe and Eurasia Act of 2017, replacing 2024 with 2028 and 2026 with 2030. These are changes to year references; the supplied text does not reproduce the requirements those years govern.

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The Countering Russian Influence in Europe and Eurasia Act of 2017 (title II of Public Law 115–44) is amended— (1) in section 261(b)(2)— (A) by striking 2024 and inserting 2028; and (B) by striking 2026 and inserting 2030;
Official bill text · Introduced in House · 2026-09-15

In section 262(1) of that law, the bill would replace references to the 2020 and 2022 National Strategies for Combating Terrorist and Other Illicit Financing with references to three documents: the 2026 National Money Laundering Risk Assessment, 2026 National Terrorist Financing Risk Assessment, and 2026 National Proliferation Financing Risk Assessment. The amendment changes which documents are referenced without reproducing their contents.

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(2) in section 262(1), by striking in the documents entitled 2020 National Strategy for Combating Terrorist and Other Illicit Financing and 2022 National Strategy for Combating Terrorist and Other Illicit Financing and inserting in the documents entitled 2026 National Money Laundering Risk Assessment, 2026 National Terrorist Financing Risk Assessment, and 2026 National Proliferation Financing Risk Assessment.
Official bill text · Introduced in House · 2026-09-15

What the record shows

The supplied official-actions snapshot, updated September 29, 2026, records introduction in the House and referral to the House Committee on Financial Services on September 15, 2026. It does not establish subsequent action or enactment.

Check the source
Source snapshot updated 2026-09-29T14:32:38Z. 2026-09-15: Referred to the House Committee on Financial Services. 2026-09-15: Introduced in House
Official legislative record · 2026-09-29T14:32:38Z

Riders & Targeted Benefits

Reviewed version: Introduced in House · 2026-09-15. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

Riders

Provisions outside the bill’s main subject, or policy changes attached to appropriations.

None identified in the reviewed text

No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion does not extend to other versions or accompanying materials.

Earmarks

Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

None identified in the reviewed text

No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This does not establish the absence of earmarks in other versions or accompanying materials.

Other targeted benefits

Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

None identified in the reviewed text

No materially narrow exemption, carve-out, or preferential treatment was identified in the complete supplied introduced text. This conclusion is limited to that version and does not resolve the effects of statutory context that was not supplied.

What this analysis cannot establish

  • The complete introduced bill is supplied, but the existing statutory provisions it would amend are not. Their missing context prevents determining the precise duties, responsible officials, affected people, exceptions, enforcement arrangements, or termination conditions associated with the changed references.
  • The referenced strategies and risk assessments are not supplied, so their contents and the practical consequences of substituting them cannot be assessed.
  • The bill provides no separate effective-date provision. The replacement years should not be treated as implementation dates without the underlying statutory context.
  • The dated actions snapshot does not establish the bill's status after September 29, 2026. Missing later history does not prove that the bill never advanced or became law.
  • No earmark disclosures, committee reports, or conference materials are supplied; the review below is limited to the introduced text.

Full text preserved for this analysis. Legislative record snapshot: Sep 29, 2026. How PlainBill uses AI