No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Sep 3, 2026. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.10225 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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Fairness and public impact
Progressive lens
Examine H.R.10225 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
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Institutions and government scope
Conservative lens
Examine H.R.10225 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
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Individual rights and government power
Liberty lens
Examine H.R.10225 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.
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PlainBill explanation
Read the proposal in plain language
AI-generated · Source-checked by AI · Oct 23, 2026
Based on the full Introduced in House · 2026-09-02 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
What it would do
This bill would prohibit using federal money to provide housing assistance to people unlawfully present in the United States. It would cover rent, mortgages, utilities, emergency shelter, and services that help people obtain or keep housing. Immigration and criminal law enforcement would be exceptions. Federal agency heads would have to ensure compliance and enforce violations. Listed enforcement measures include certifications, monitoring, civil penalties, or a period of funding ineligibility; the text does not require every agency to use every listed measure.
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(a) In general No Federal funds may be used to provide covered housing assistance to an alien unlawfully present in the United States.
(2) housing vouchers; (3) mortgage assistance; (4) utility assistance related to obtaining or maintaining housing; (5) hotel or motel accommodations; (6) emergency, temporary, transition, or permanent housing accommodations;
(7) stabilization services, including— (A) searching for housing; (B) housing placement; (C) relocation; (D) eviction prevention; (E) landlord mediation; (F) housing-retention assistance; (G) housing counseling; (H) case management services; or (I) any other service with the primary purpose of helping an individual maintain housing;
(b) Exceptions The prohibition described under subsection (a) shall not apply with respect to— (1) the enforcement of the immigration laws (as such term is defined under section 101(a) of the Immigration and Nationality Act (8 U.S.C. 1101(a))); or (2) the enforcement of any criminal laws.
(c) Requirements The head of each Federal agency shall take any action necessary to ensure compliance with subsection (a) and enforce any violation thereof, including— (1) requiring any recipient of Federal funds to certify that any use of such funds will comply with subsection (a); (2) monitoring compliance with subsection (a); (3) civil penalties; or (4) implementing a period of ineligibility for any recipient of Federal funds following a violation of subsection (a).
The prohibition would not apply with respect to enforcement of immigration laws or any criminal laws. The bill references section 101(a) of the Immigration and Nationality Act for the definition of “immigration laws.” That referenced provision is not supplied, so its scope cannot be established from this source set.
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(b) Exceptions The prohibition described under subsection (a) shall not apply with respect to— (1) the enforcement of the immigration laws (as such term is defined under section 101(a) of the Immigration and Nationality Act (8 U.S.C. 1101(a))); or (2) the enforcement of any criminal laws.
Each federal agency head would have to take necessary steps to ensure compliance and enforce violations. Listed measures include requiring funding recipients to certify compliance, monitoring compliance, civil penalties, or a period of ineligibility for recipients following a violation. The text does not require every agency to use every listed measure.
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(c) Requirements The head of each Federal agency shall take any action necessary to ensure compliance with subsection (a) and enforce any violation thereof, including— (1) requiring any recipient of Federal funds to certify that any use of such funds will comply with subsection (a); (2) monitoring compliance with subsection (a); (3) civil penalties; or (4) implementing a period of ineligibility for any recipient of Federal funds following a violation of subsection (a).
Covered rental assistance would include security deposits, initial rent payments, overdue rent, application fees, and any other cost of obtaining or keeping rental housing.
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(1) rental assistance, including— (A) security deposits; (B) initial rental payments; (C) rental arrears; (D) application fees; or (E) any other cost associated with obtaining or maintaining rental housing.
The restriction would also cover housing vouchers, mortgage assistance, housing-related utility assistance, hotel and motel stays, and emergency, temporary, transition, or permanent housing accommodations.
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(2) housing vouchers; (3) mortgage assistance; (4) utility assistance related to obtaining or maintaining housing; (5) hotel or motel accommodations; (6) emergency, temporary, transition, or permanent housing accommodations;
Covered services would include help finding housing, housing placement, relocation, eviction prevention, landlord mediation, help retaining housing, housing counseling, and case management. The definition also includes any other service primarily intended to help a person maintain housing.
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(7) stabilization services, including— (A) searching for housing; (B) housing placement; (C) relocation; (D) eviction prevention; (E) landlord mediation; (F) housing-retention assistance; (G) housing counseling; (H) case management services; or (I) any other service with the primary purpose of helping an individual maintain housing;
The definition also includes administrative and indirect costs related to providing the specified assistance. Paragraph (8) refers to paragraphs (1) through (8), including itself; the supplied evidence does not clarify the effect of that self-reference.
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(8) any administrative or indirect costs related to providing the assistance described in paragraphs (1) through (8).
The supplied official-actions snapshot, updated September 3, 2026, records introduction in the House and referral to the House Committee on Financial Services on September 2, 2026.
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Source snapshot updated 2026-09-03T18:21:16Z.
2026-09-02: Referred to the House Committee on Financial Services.
2026-09-02: Introduced in House
Reviewed version: Introduced in House · 2026-09-02. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials. The source set does not establish formal earmark status.
Other targeted benefits
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow carve-out, special exemption, or preferential treatment warranting a finding was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
What this analysis cannot establish
This analysis covers the supplied introduced text. The dated actions snapshot does not establish subsequent advancement, amendment, or enactment; its silence about later events does not prove they did not occur.
The bill does not specify an implementation date, expiration date, civil penalty amounts, or the duration of funding ineligibility.
The text does not define “unlawfully present” or specify how agencies and funding recipients would verify that status. The referenced statutory definition of “immigration laws” is not reproduced.
No member requests, earmark disclosures, committee reports, or conference materials are supplied, limiting assessment of formal earmark status and attachment history.
Full text preserved for this analysis. Legislative record snapshot: Sep 3, 2026. How PlainBill uses AI