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H.R.10206 / 119th Congress

Restoring Opportunity for Advanced Education Act

Referred to the House Committee on Education and Workforce.

Official summary

No official summary is available in the imported record yet.

Who introduced it

Rep. Figures, Shomari [D-AL-2] · D–AL

Committees

  • Education and Workforce Committee
0 cosponsorship records, including any withdrawals

    Actions

    A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

    1. Referred to the House Committee on Education and Workforce.

    2. Introduced in House

    3. Introduced in House

    Bill text & related measures

    Text links open the official source. We also preserved the text version used in the PlainBill explanation below.

    Related bills identified by Congress.gov

    No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

    Source last updated: Sep 3, 2026. Consult Congress.gov for the current record.

    Explore the bill from different angles

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    Neutral evidence review

    Objective

    Analyze H.R.10206 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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    Fairness and public impact

    Progressive lens

    Examine H.R.10206 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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    Institutions and government scope

    Conservative lens

    Examine H.R.10206 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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    Individual rights and government power

    Liberty lens

    Examine H.R.10206 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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    Read the proposal in plain language

    AI-generated · Source-checked by AI · Oct 22, 2026

    Based on the full Introduced in House · 2026-09-01 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.

    What it would do

    The Restoring Opportunity for Advanced Education Act proposes to change federal student-loan rules for graduate and professional students. Its stated aim is to end loan limits and restore Federal Direct PLUS Loans, a type of federal student loan. It would delete statutory provisions and revise date restrictions, but the supplied text does not show the complete borrowing rules that would result.

    Check the sources
    This Act may be cited as the Restoring Opportunity for Advanced Education Act.
    Official bill text · Introduced in House · 2026-09-01
    2. Termination of loan limits and restoration of Federal Direct PLUS Loans for graduate and professional students
    Official bill text · Introduced in House · 2026-09-01
    (C) by striking subparagraph (C); (2) by striking paragraphs (4) and (6);
    Official bill text · Introduced in House · 2026-09-01

    How it would work

    The bill would move language covering periods of instruction beginning on or after July 1, 2012, into the shared introduction to section 455(a)(3)(A). It would delete the separate date language in clauses (i) and (ii), including clause (ii)'s June 30, 2026, endpoint. These are changes to instructional-period language; the bill does not state a separate effective date.

    Check the source
    (ii) in the matter preceding clause (i), by inserting before the dash at the end the following: , for any period of instruction beginning on or after July 1, 2012; (iii) in clause (i), by striking for any period of instruction beginning on or after July 1, 2012,; and (iv) in clause (ii), by striking for any period of instruction beginning on July 1, 2012, and ending on June 30, 2026,;
    Official bill text · Introduced in House · 2026-09-01

    The bill would delete section 455(a)(3)(C) and paragraphs 455(a)(4) and (6) of the Higher Education Act of 1965. Those provisions are not reproduced, so the supplied text does not establish their precise limits, eligibility rules, or exceptions.

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    Section 455(a) of the Higher Education Act of 1965 (20 U.S.C. 1087e(a)) is amended— (1) in paragraph (3)—
    Official bill text · Introduced in House · 2026-09-01
    (C) by striking subparagraph (C); (2) by striking paragraphs (4) and (6);
    Official bill text · Introduced in House · 2026-09-01

    The bill would renumber the remaining paragraphs and update two internal references to match. It would also remove the reference to Federal Direct PLUS Loans from paragraph (3)'s heading and rename subparagraph (A)'s heading “In general.”

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    (3) by redesignating paragraph (5), (7), and (8) as paragraphs (4), (5), and (6), respectively.
    Official bill text · Introduced in House · 2026-09-01
    (1) in paragraph (4), as redesignated by subsection (a), by striking paragraph (8) and inserting paragraph (6) both places the term appears;
    Official bill text · Introduced in House · 2026-09-01
    (A) in the paragraph heading, by striking and federal direct plus loans; (B) in subparagraph (A)— (i) by striking the heading for subparagraph (A) and inserting the following: In general;
    Official bill text · Introduced in House · 2026-09-01

    In renumbered paragraph (6), the bill would replace language exempting several provisions and preserving an earlier version of another provision with “Paragraph (4) shall not apply.” The surrounding statutory text is missing, so the source does not establish who would qualify for this revised exception or its full effect.

    Check the source
    (2) in paragraph (6), as redesignated by subsection (a), by striking Paragraphs (3)(C), (4), (5), and (6) shall not apply, and paragraph (3)(A)(ii) shall apply as such paragraph was in effect for periods of instruction ending before June 30, 2026, and inserting Paragraph (4) shall not apply.
    Official bill text · Introduced in House · 2026-09-01

    What the record shows

    The supplied official-actions snapshot, updated September 3, 2026, records introduction in the House and referral to the House Committee on Education and Workforce on September 1, 2026. It does not establish subsequent legislative action or enactment.

    Check the source
    Source snapshot updated 2026-09-03T18:27:46Z. 2026-09-01: Referred to the House Committee on Education and Workforce. 2026-09-01: Introduced in House
    Official legislative record · 2026-09-03T18:27:46Z

    Riders & Targeted Benefits

    Reviewed version: Introduced in House · 2026-09-01. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.

    This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.

    Riders

    Provisions outside the bill’s main subject, or policy changes attached to appropriations.

    None identified in the reviewed text

    No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.

    Earmarks

    Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.

    None identified in the reviewed text

    No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version; accompanying materials could be relevant to formal earmark status.

    Other targeted benefits

    Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.

    None identified in the reviewed text

    No materially narrow preferential treatment warranting a finding was identified in the complete supplied introduced text. This conclusion is limited to that version; missing underlying statutory context limits assessment of the revised exception.

    What this analysis cannot establish

    • The bundle supplies the complete introduced bill, but not the underlying statutory provisions it would amend. Exact borrowing limits, eligibility requirements, affected exceptions, and the resulting administration and enforcement rules cannot be determined from this text alone.
    • The bill's section heading describes its intended restoration of loans and termination of limits; it does not establish every resulting legal or financial effect.
    • No separate effective date or expiration provision appears in the supplied bill. The instructional-period dates should not be treated as an enactment date.
    • The legislative history is limited to the September 3, 2026, snapshot. Missing later actions do not prove that the bill never advanced or became law.
    • No member earmark disclosures, committee reports, conference materials, or amendment attachment history are supplied.

    Full text preserved for this analysis. Legislative record snapshot: Sep 3, 2026. How PlainBill uses AI