No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Sep 22, 2026. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.10165 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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Fairness and public impact
Progressive lens
Examine H.R.10165 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
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Institutions and government scope
Conservative lens
Examine H.R.10165 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
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Individual rights and government power
Liberty lens
Examine H.R.10165 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.
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PlainBill explanation
Read the proposal in plain language
AI-generated · Source-checked by AI · Oct 22, 2026
Based on the full Introduced in House · 2026-08-27 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
What it would do
This bill would change the rules for the Export-Import Bank’s temporary board. That board would end when the President serving at its creation is succeeded by another person, or when the regular board regains a quorum—the required number of members to act. The proposed changes would take effect on December 31, 2026.
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The temporary Board shall expire when the individual serving as President of the United States at the time the temporary Board was constituted is succeeded in office by another individual or upon restoration of a quorum of the Board of Directors as defined in subparagraph (A).
Section 2 would replace “120” with “60” in section 3(c)(6)(B)(i) of the Export-Import Bank Act of 1945. The supplied text does not reproduce that clause, so it does not establish what the number measures or the conditions governing it.
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Section 3(c)(6)(B) of the Export-Import Bank Act of 1945 (12 U.S.C. 635a(c)(6)) is amended— (1) in clause (i), by striking 120 and inserting 60;
Section 2 would replace the existing temporary-board expiration clause. Under the proposed replacement, either presidential succession to another individual or restoration of the regular board’s quorum would end the temporary board.
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(2) by striking clause (vi) and inserting the following: (vi) The temporary Board shall expire when the individual serving as President of the United States at the time the temporary Board was constituted is succeeded in office by another individual or upon restoration of a quorum of the Board of Directors as defined in subparagraph (A).
Section 3 would delete subsection (b) of section 409, division I, of the Further Consolidated Appropriations Act, 2020. The bill calls this a conforming amendment, but the deleted subsection is not reproduced, leaving its substantive effect unclear from the supplied evidence.
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3. Conforming amendment Section 409 of division I of the Further Consolidated Appropriations Act, 2020 (12 U.S.C. 635a note; Public Law 116–94) is amended by striking subsection (b).
The supplied official-actions snapshot, updated September 22, 2026, records introduction in the House and referral to the House Committee on Financial Services on August 27, 2026.
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Source snapshot updated 2026-09-22T18:40:04Z.
2026-08-27: Referred to the House Committee on Financial Services.
2026-08-27: Introduced in House
Reviewed version: Introduced in House · 2026-08-27. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
Evidence is limited
The complete supplied introduced text was reviewed. No unrelated provision is apparent, but the substance of the subsection deleted by the conforming amendment is missing, preventing a complete assessment.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion is limited to that version and does not establish absence in other versions or accompanying materials.
Other targeted benefits
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
Evidence is limited
The complete supplied introduced text was reviewed. No narrow preferential treatment is apparent, but the omitted statutory context, particularly the deleted subsection, prevents a complete assessment of whether the amendments create or remove such treatment.
What this analysis cannot establish
The bundle supplies the complete introduced bill, but not the existing statutory provisions it would amend. The meaning of the change from 120 to 60, the existing expiration rule, the statutory quorum definition, and the effect of deleting section 409(b) cannot be fully assessed.
The dated actions snapshot does not establish subsequent legislative action or enactment. These provisions are described as proposals; missing later history does not prove the bill never advanced or became law.
The bundle contains no earmark disclosures, member requests, committee reports, or conference materials. The category reviews are limited to the supplied introduced text and do not establish what other versions or accompanying materials contain.
Full text preserved for this analysis. Legislative record snapshot: Sep 22, 2026. How PlainBill uses AI