No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 12, 2026. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze H.R.10022 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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Fairness and public impact
Progressive lens
Examine H.R.10022 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
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Institutions and government scope
Conservative lens
Examine H.R.10022 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
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Individual rights and government power
Liberty lens
Examine H.R.10022 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.
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PlainBill explanation
Read the proposal in plain language
AI-generated · Source-checked by AI · Oct 21, 2026
Based on the full Introduced in House · 2026-08-03 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
What it would do
The proposed CLUSTER Act would add coordinated efforts to protect groups of private homes from hazards to a provision of federal disaster relief law. It calls this approach “community hardening or cluster hardening.” The existing provision is not reproduced, which limits what can be concluded about how this addition would operate.
Check the sources
This Act may be cited as the Community-Level Upgrades for Safer, Threat-Resistant Homes Act or the CLUSTER Act.
Section 2 would add a new paragraph (15) to section 404(f) of the Stafford Act. It would expressly include coordinated hazard-reduction efforts across private residential buildings within “community hardening or cluster hardening.” The word “including” leaves the proposed category broader than that example.
Check the sources
Section 404(f) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170c(f)) is amended—
(3) by adding at the end the following: (15) community hardening or cluster hardening, including coordinated mitigation across private residential structures.
The supplied official-actions snapshot, updated August 12, 2026, records introduction in the House and referral to the House Committee on Transportation and Infrastructure on August 3, 2026.
Check the source
Source snapshot updated 2026-08-12T11:28:17Z.
2026-08-03: Referred to the House Committee on Transportation and Infrastructure.
2026-08-03: Introduced in House
Reviewed version: Introduced in House · 2026-08-03. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This does not establish absence in other versions or accompanying materials.
Other targeted benefits
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow carve-out, special exemption, or preferential treatment was identified in the complete supplied introduced text. This conclusion is limited to that version and the statutory context supplied.
What this analysis cannot establish
The bundle supplies the complete introduced bill but not the existing section 404(f). It therefore does not establish the addition’s full effect on eligibility, funding, administrative requirements, or existing exceptions.
The proposed text provides no separate implementation date or termination condition and does not define community hardening or cluster hardening beyond the included example.
The dated actions snapshot does not establish subsequent advancement or enactment. This analysis describes proposed provisions, not enacted law.
No member earmark disclosures, committee reports, conference materials, or other bill versions are supplied.
Full text preserved for this analysis. Legislative record snapshot: Aug 12, 2026. How PlainBill uses AI