Proposing an amendment to the Constitution of the United States prohibiting the United States Government from increasing its debt except for a specific purpose by law adopted by three-fourths of the membership of each House of Congress.
Referred to the House Committee on the Judiciary.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Jan 3, 2025
This joint resolution proposes a constitutional amendment that prohibits the U.S. government from increasing its debt except for a specific purpose by a law adopted by three-fourths of the membership of each chamber of Congress.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Jun 11, 2026. Consult Congress.gov for the current record.
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PlainBill explanation
Read the proposal in plain language
AI-generated · Source-checked by AI · Oct 20, 2026
Based on the full Introduced in House · 2025-01-03 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
What it would do
This resolution proposes a constitutional amendment restricting the federal government's ability to increase its debt. An increase would require a law for a specific purpose supported by three-fourths of the membership of both the House and Senate. The restriction would begin ten years after ratification; the proposal itself does not establish an existing constitutional rule.
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the following article is proposed as an amendment to the Constitution of the United States
The United States Government may not increase its debt except for a specific purpose by law adopted by three-fourths of the membership of each House of Congress.
The proposed amendment would prohibit federal debt increases unless authorized for a specific purpose through a law adopted by three-fourths of each chamber's membership. The threshold is based on membership, rather than just those voting.
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The United States Government may not increase its debt except for a specific purpose by law adopted by three-fourths of the membership of each House of Congress.
To become part of the Constitution under this proposal, the amendment would need approval from the legislatures of three-fourths of the states within seven years after submission for ratification.
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which shall be valid to all intents and purposes as part of the Constitution when ratified by the legislatures of three-fourths of the several States within seven years after the date of its submission for ratification
The supplied actions snapshot, updated June 11, 2026, records introduction in the House and referral to the House Committee on the Judiciary on January 3, 2025.
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Source snapshot updated 2026-06-11T23:26:39Z.
2025-01-03: Referred to the House Committee on the Judiciary.
2025-01-03: Introduced in House
Reviewed version: Introduced in House · 2025-01-03. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the complete supplied introduced text. This conclusion is limited to that version, not other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the complete supplied introduced text. This conclusion does not establish absence in other versions or accompanying materials.
Other targeted benefits
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No materially narrow carve-out, special exemption, or preferential treatment was identified in the complete supplied introduced text. This conclusion is limited to that version, not other versions or accompanying materials.
What this analysis cannot establish
The supplied introduced text does not define "debt" or "specific purpose," specify an enforcement mechanism, or provide an expiration date for the restriction.
The supplied history records only introduction and committee referral. It does not establish subsequent congressional action, submission to the states, or ratification. Missing entries do not prove that later action never occurred.
Full text preserved for this analysis. Legislative record snapshot: Jun 11, 2026. How PlainBill uses AI