PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the House Committee on Financial Services.
Congressional Research Service
Version 00 · Introduced in House · Feb 12, 2025
This joint resolution nullifies the final rule issued by the Office of the Comptroller of the Currency, the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Consumer Financial Protection Bureau, and the Federal Housing Finance Agency titled Quality Control Standards for Automated Valuation Models and published on August 7, 2024. The rule requires the implementation of quality control standards for automated valuation models used by mortgage originators and secondary market issuers when determining the value of real estate securing a mortgage.
People & committees
Rep. Clyde, Andrew S. [R-GA-9] · R–GA
Legislative record
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Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We also preserved the text version used in the PlainBill explanation below.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Apr 6, 2026. Consult Congress.gov for the current record.
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PlainBill explanation
Based on the full Introduced in House · 2025-02-12 text. This explanation has not received human editorial review. This overview describes the proposal’s major provisions; it does not establish what its real-world effects would be.
This resolution proposes to cancel a federal rule setting quality-control standards for automated valuation models—automated models used to estimate value. If enacted, it would make that rule legally ineffective. The supplied text does not describe the rule’s requirements or identify the people or businesses subject to them.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to Quality Control Standards for Automated Valuation Models (89 Fed. Reg. 64538 (August 7, 2024)), and such rule shall have no force or effect.
The proposed disapproval targets the rule submitted by the Bureau of Consumer Financial Protection and published in the Federal Register on August 7, 2024, at volume 89, page 64538. The resolution would give that rule no force or effect; it supplies no separate implementation date, exceptions, or enforcement provisions.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to Quality Control Standards for Automated Valuation Models (89 Fed. Reg. 64538 (August 7, 2024)), and such rule shall have no force or effect.
The supplied action snapshot, updated April 6, 2026, records introduction in the House and referral to the House Committee on Financial Services on February 12, 2025.
Source snapshot updated 2026-04-06T21:20:36Z. 2025-02-12: Referred to the House Committee on Financial Services. 2025-02-12: Introduced in House
A closer look
Reviewed version: Introduced in House · 2025-02-12. These findings describe provisions and who may benefit; they are not judgments of waste, corruption, or motive.
This review covers the supplied bill text. “None identified” does not rule out provisions in later versions or accompanying reports and disclosures.
Provisions outside the bill’s main subject, or policy changes attached to appropriations.
None identified in the reviewed text
No unrelated provision or policy change attached to appropriations was identified in the supplied full introduced text. This conclusion does not extend to other versions or accompanying materials.
Spending directed to particular recipients or places outside ordinary competitive or formula-based allocation.
None identified in the reviewed text
No congressionally directed spending for particular recipients or places was identified in the supplied full introduced text. This conclusion does not establish absence in other versions or accompanying materials.
Narrow exceptions, exemptions, or preferential treatment that warrant a closer look.
None identified in the reviewed text
No narrow carve-out, special exemption, or preferential treatment was identified in the supplied full introduced text. This conclusion does not extend to other versions or accompanying materials, or establish who would benefit from cancellation of the underlying rule.
Full text preserved for this analysis. Legislative record snapshot: Apr 6, 2026. How PlainBill uses AI