Supporting the goal of increased and sustainable homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.

Referred to the House Committee on Financial Services.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Jul 17, 2008

Supports: (1) the goal of increasing U.S. homeownership; and (2) first-time homeownership programs, including the With Ownership, Wealth Initiative of the Congressional Black Caucus Foundation, the Congressional Hispanic Caucus Institute National Housing Initiative, and initiatives of the National Coalition for Asian Pacific American Community Development.

Recognizes homeownership's importance in establishing financial independence.

Urges federal, state, and local governments to: (1) take appropriate actions to encourage homeownership and fair housing practices; (2) confront all forms of predatory lending with swift legislative action; and (3) fund private fair housing organizations to protect and educate the public.

Recommits Congress to making fair housing and homeownership a 110th Congress priority.

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People & committees

Who introduced it

Rep. Hastings, Alcee L. [D-FL-23] · D–FL

Committees

Financial Services Committee

8 cosponsorship records, including any withdrawals

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Jul 17, 2008
Referred to the House Committee on Financial Services.
Jul 17, 2008
Sponsor introductory remarks on measure. (CR E1498)
Jul 17, 2008
Introduced in House
Jul 17, 2008
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Jul 17, 2008 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.Con.Res.392 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources

Discuss H.Con.Res.392, 110th Congress: Supporting the goal of increased and sustainable homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.

Official record: https://www.congress.gov/bill/110th-congress/house-concurrent-resolution/392

Text version to examine: Introduced in House · 2008-07-17.

Official full text: https://www.congress.gov/110/bills/hconres392/BILLS-110hconres392ih.htm

Imported record last updated by the source: 2025-04-07T15:25:21Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.Con.Res.392 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.Con.Res.392 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources

Discuss H.Con.Res.392, 110th Congress: Supporting the goal of increased and sustainable homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.

Official record: https://www.congress.gov/bill/110th-congress/house-concurrent-resolution/392

Text version to examine: Introduced in House · 2008-07-17.

Official full text: https://www.congress.gov/110/bills/hconres392/BILLS-110hconres392ih.htm

Imported record last updated by the source: 2025-04-07T15:25:21Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.392 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.Con.Res.392 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.Con.Res.392, 110th Congress: Supporting the goal of increased and sustainable homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.

Official record: https://www.congress.gov/bill/110th-congress/house-concurrent-resolution/392

Text version to examine: Introduced in House · 2008-07-17.

Official full text: https://www.congress.gov/110/bills/hconres392/BILLS-110hconres392ih.htm

Imported record last updated by the source: 2025-04-07T15:25:21Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.392 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.Con.Res.392 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.Con.Res.392, 110th Congress: Supporting the goal of increased and sustainable homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.

Official record: https://www.congress.gov/bill/110th-congress/house-concurrent-resolution/392

Text version to examine: Introduced in House · 2008-07-17.

Official full text: https://www.congress.gov/110/bills/hconres392/BILLS-110hconres392ih.htm

Imported record last updated by the source: 2025-04-07T15:25:21Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.392 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.