Expressing the sense of the Congress that the Federal Government should develop a comprehensive program regarding natural disasters, require individuals and businesses in disaster prone areas to purchase insurance for natural disasters, and create a Federal reinsurance program to minimize the associated risks to insurance companies.

Referred to the Subcommittee on Consumer Credit and Insurance.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Jul 19, 1994

Declares that it is the sense of the Congress that the Federal Government should: (1) with assistance from State and local officials, develop and implement a comprehensive program to prevent further exorbitant spending on assistance relating to natural disasters; (2) require individuals and businesses in areas that have a high risk of experiencing natural disasters to purchase comprehensive insurance to cover the high cost of damages resulting from such disasters as flooding, earthquakes, and hurricanes; and (3) create a Federal reinsurance program that would minimize the financial risk incurred by insurance companies that provide insurance in areas that have a high risk of experiencing natural disasters.

Read the summary on Congress.gov

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People & committees

Who introduced it

Rep. Burton, Dan [R-IN-6] · R–IN

Committees

Financial Services Committee

0 cosponsorship records, including any withdrawals

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Aug 30, 1994
Referred to the Subcommittee on Consumer Credit and Insurance.
Jul 19, 1994
Referred to the House Committee on Banking, Finance + Urban Affrs.
Jul 19, 1994
Introduced in House
Jul 19, 1994
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Jul 19, 1994 Formatted Text PDF

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Feb 6, 2024. Consult Congress.gov for the current record.

AI Conversation Starters

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.Con.Res.267 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources

Discuss H.Con.Res.267, 103rd Congress: Expressing the sense of the Congress that the Federal Government should develop a comprehensive program regarding natural disasters, require individuals and businesses in disaster prone areas to purchase insurance for natural disasters, and create a Federal reinsurance program to minimize the associated risks to insurance companies.

Official record: https://www.congress.gov/bill/103rd-congress/house-concurrent-resolution/267

Text version to examine: Introduced in House · 1994-07-19.

Official full text: https://www.congress.gov/103/bills/hconres267/BILLS-103hconres267ih.htm

Imported record last updated by the source: 2024-02-06T19:40:00Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.Con.Res.267 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.Con.Res.267 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources

Discuss H.Con.Res.267, 103rd Congress: Expressing the sense of the Congress that the Federal Government should develop a comprehensive program regarding natural disasters, require individuals and businesses in disaster prone areas to purchase insurance for natural disasters, and create a Federal reinsurance program to minimize the associated risks to insurance companies.

Official record: https://www.congress.gov/bill/103rd-congress/house-concurrent-resolution/267

Text version to examine: Introduced in House · 1994-07-19.

Official full text: https://www.congress.gov/103/bills/hconres267/BILLS-103hconres267ih.htm

Imported record last updated by the source: 2024-02-06T19:40:00Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.267 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.Con.Res.267 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.Con.Res.267, 103rd Congress: Expressing the sense of the Congress that the Federal Government should develop a comprehensive program regarding natural disasters, require individuals and businesses in disaster prone areas to purchase insurance for natural disasters, and create a Federal reinsurance program to minimize the associated risks to insurance companies.

Official record: https://www.congress.gov/bill/103rd-congress/house-concurrent-resolution/267

Text version to examine: Introduced in House · 1994-07-19.

Official full text: https://www.congress.gov/103/bills/hconres267/BILLS-103hconres267ih.htm

Imported record last updated by the source: 2024-02-06T19:40:00Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.267 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.Con.Res.267 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.Con.Res.267, 103rd Congress: Expressing the sense of the Congress that the Federal Government should develop a comprehensive program regarding natural disasters, require individuals and businesses in disaster prone areas to purchase insurance for natural disasters, and create a Federal reinsurance program to minimize the associated risks to insurance companies.

Official record: https://www.congress.gov/bill/103rd-congress/house-concurrent-resolution/267

Text version to examine: Introduced in House · 1994-07-19.

Official full text: https://www.congress.gov/103/bills/hconres267/BILLS-103hconres267ih.htm

Imported record last updated by the source: 2024-02-06T19:40:00Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Con.Res.267 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.